Credit union · NCUA insured
Peoples Credit Union Auto Loan Rates
Peoples Credit Union auto loan rates start at 5.24% APR. Rates checked October 16, 2026.
How Peoples Credit Union’s auto loan rates compare
Compared with banks and credit unions near Fort Dodge, IA, where Peoples Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Peoples Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
Fort Dodge Family Credit Union
4.75%APR
- Terms
- up to 60 months
2nd-lowest rate
Citizens Community Credit Union
4.95%APR
- Terms
- up to 60 months
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Loan annual percentage rate (APR) based on credit qualification, total loan amount and loyalty status. All loans are subject to approval. Rates, terms and conditions are subject to change. Longer terms are available in most cases. Additional % for over 60 months, reduced % for under 48 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.24% | Model years 2024 - 2026. Rate based on credit qualification, total loan amount and loyalty status. |
Sources (2)
All captured Oct 5, 2026
Who can join Peoples Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or worships in the Iowa counties of Boone, Calhoun, Franklin, Greene, Hamilton, Hardin, Humboldt, Pocahontas, Story, Webster, and Wright.
Family and household
- Membership is open to persons in the same household as a member, and persons related to a member by the first or second degree of consanguinity or affinity (including parents, children, grandchildren, brothers, sisters, foster children, adoptive children, and such relatives of a deceased member).
Cost to join
- Opening an account in branch requires an opening deposit of $25 for a Savings account and $50 for a Checking account.
Membership information collected October 4, 2026.