Credit union · NCUA insured
Peoples Credit Union Credit Card Rates
Peoples Credit Union credit cards start at 11.74% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Peoples Credit Union’s credit card rates compare
Compared with banks and credit unions near Fort Dodge, IA, where Peoples Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Peoples Credit Union
11.74%APR
- Up to
- —
CLASSIC MasterCard
Lowest rate
Citizens Community Credit Union
10.50%APR
- Up to
- —
3rd-lowest rate
Wells Fargo
17.74%APR
- Up to
- 28.49% APR
Peoples Credit Union credit card score
75
Credit card score
Higher than 38% of U.S. banks and credit unions
- Purchase APRPurchase APR11.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Peoples Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
CLASSIC MasterCard
To qualify, you must be a primary member of the credit union.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.74% | None | Variable APR. Prime Rate plus 4.74% currently 11.74% when you open your account based on your creditworthiness. The APR will vary with the market based on the Prime Rate. No annual fee. |
Sources (2)
All captured Oct 5, 2026
PREMIUM REWARDS MasterCard
To qualify, you must be a primary member of the credit union.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.24%–23.24% | None | Variable APR. Premium Reward Card : Prime Rate plus 8.74% currently 15.24% - 23.24% when you open your account based on your creditworthiness. The APR will vary with the market based on the Prime Rate. No annual fee. Earn unlimited 1.5% cash rewards on every purchase. |
Sources (2)
All captured Oct 5, 2026
Who can join Peoples Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, or worships in the Iowa counties of Boone, Calhoun, Franklin, Greene, Hamilton, Hardin, Humboldt, Pocahontas, Story, Webster, and Wright.
Family and household
- Membership is open to persons in the same household as a member, and persons related to a member by the first or second degree of consanguinity or affinity (including parents, children, grandchildren, brothers, sisters, foster children, adoptive children, and such relatives of a deceased member).
Cost to join
- Opening an account in branch requires an opening deposit of $25 for a Savings account and $50 for a Checking account.
Membership information collected October 4, 2026.