Credit union · NCUA insured
Fort Dodge Family Credit Union Auto Loan Rates
Fort Dodge Family Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 16, 2026.
How Fort Dodge Family Credit Union’s auto loan rates compare
Compared with banks and credit unions near Fort Dodge, IA, where Fort Dodge Family Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Fort Dodge Family Credit Union
4.75%APR
- Terms
- up to 60 months
Auto Loans
2nd-lowest rate
Citizens Community Credit Union
4.95%APR
- Terms
- up to 60 months
3rd-lowest rate
GreenState Credit Union
5.49%APR
- Terms
- 49–69 months
Fort Dodge Family Credit Union auto loan score
87
Auto loan score
Higher than 76% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Fort Dodge Family Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Fort Dodge Family Credit Union uses Risk Based Lending with five levels based on TransUnion credit score (Level A 700-850, Level B 650-699, Level C 600-649, Level D 550-559, Level E 0-549). 2024 used with odometer reading greater than or equal to 6,000 miles. Secured loans over $20K may extend out one additional year.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.75% | New Vehicles. Secured loans over $20K may extend out one additional year. |
| up to 60 months | 4.95% | Vehicle Year 2022 – 2023. Secured loans over $20K may extend out one additional year. |
| up to 48 months | 5.35% | Vehicle Year 2018 – 2019. Secured loans over $20K may extend out one additional year. |
| up to 48 months | 5.50% | Vehicle Year 2016 – 2017. Secured loans over $20K may extend out one additional year. |
| up to 36 months | 6.00% | Vehicle Year 2015 & Older. Secured loans over $20K may extend out one additional year. |
Who can join Fort Dodge Family Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of AML Riverside are eligible for membership.
- Employees of CJ Bio America are eligible for membership.
- Employees of Elanco Animal Health are eligible for membership.
- Employees of Nestle Purina PetCare are eligible for membership.
Military, government and schools
- Employees of Fort Dodge Correctional Facility are eligible for membership.
Family and household
- Family members (spouse, parents, siblings, children, grandparents, grandchildren, and all corresponding in-laws and stepfamily members) of employees of eligible Fort Dodge area businesses are eligible to join.
Cost to join
- An initial deposit of $25.00 is required upon joining.
Membership information collected October 4, 2026.