Credit union · NCUA insured
Peoples Choice Credit Union Savings Rates
Peoples Choice Credit Union’s best savings rate is 0.45% APY on $10,000, with its Super Savings (Super Shares). Rates checked October 16, 2026.
How Peoples Choice Credit Union’s savings rates compare
Compared with banks and credit unions in Kansas, where Peoples Choice Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Peoples Choice Credit Union
0.45%APY
- Minimum
- —
- Earns on $10,000 a year
- $45
Super Savings (Super Shares)
Top rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
Peoples Choice Credit Union savings score
75
Savings score
Higher than 40% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.45%
- $100,000 balance$100,0000.55%
- QualifiedQualified0.45%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peoples Choice Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Super Savings (Super Shares)
0.45%APY
Requires a minimum at all times of $2,000.00. Earns a dividend based upon the average daily balance that pays and compounds quarterly with at least a minimum balance of $2,000.00 at all times. Structured into different levels of dividend rates. Below minimum balance monthly fee of $5.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,000Below minimum balance monthly fee of $5.00 applies if balance falls below $2,000.00. | 0.00% | — | Below minimum balance monthly fee of $5.00 applies if balance falls below $2,000.00. |
| $2,000 – $10,000Below minimum balance monthly fee of $5.00 applies if balance falls below $2,000.00. | 0.45% | — | Below minimum balance monthly fee of $5.00 applies if balance falls below $2,000.00. |
| $10,000 – $50,000Below minimum balance monthly fee of $5.00 applies if balance falls below $2,000.00. | 0.45% | $45 | Below minimum balance monthly fee of $5.00 applies if balance falls below $2,000.00. |
| $50,000 – $1,000,000Below minimum balance monthly fee of $5.00 applies if balance falls below $2,000.00. | 0.55% | — | Below minimum balance monthly fee of $5.00 applies if balance falls below $2,000.00. |
Shares (Regular Shares)
0.05%APY
Earns a dividend based upon average daily balance that pays and compounds quarterly with at least a minimum balance of $100.00 at all times. Inactive fee of $5.00 per quarter after one year with no activity and if balance is under $100.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $100 – $1,000,000 | 0.05% | $5 |
Special-purpose accounts
Christmas Club
0.30%APY
Requires a minimum of $50.00. Pays a dividend based upon average daily balance that pays and compounds quarterly with at least a minimum balance of $50.00 at all times. Below minimum balance monthly fee of $5.00.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100Below minimum balance monthly fee of $5.00 applies if balance falls below $50.00. | 0.00% | — | Below minimum balance monthly fee of $5.00 applies if balance falls below $50.00. |
| $100 – $1,000,000Below minimum balance monthly fee of $5.00 applies if balance falls below $50.00. | 0.30% | $30 | Below minimum balance monthly fee of $5.00 applies if balance falls below $50.00. |
Who can join Peoples Choice Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or are paid from the counties of Montgomery, Chautauqua, Elk, Wilson, Neosho, and Labette are eligible for membership.
Employers and groups
- Employees of the Union Pacific Railroad and affiliated companies are eligible for membership.
Family and household
- Family members of eligible individuals/employees and retirees from any of the qualifying groups are eligible for membership.
Other ways
- Organizations of eligible individuals or employees are eligible for membership.
Membership information collected October 4, 2026.