Credit union · NCUA insured
Peak Credit Union Credit Card Rates
Peak Credit Union credit card rates start at 9.50% APR. Rates checked October 22, 2026.
How Peak Credit Union’s credit card rates compare
Compared with banks and credit unions near Olympia, WA, where Peak Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Peak Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
America's Credit Union
8.79%APR
- Up to
- 18.00% APR
2nd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Peak Share Secured Visa Credit Card
Secured by funds held in regular share savings (must remain pledged savings dollars for the life of the credit line). Not eligible to be secured by checking, money market, IRAs, or planned savings accounts.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.00% | None | Purchase APR is 15.00% APR Variable (Prime + 7.50%). Variable rate changes may occur quarterly based on Prime Rate changes. Fixed introductory rate does not apply. Starting credit limit $250 - and up. |
Sources (2)
All captured Oct 4, 2026
Visa Classic Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.90% | None | Fixed introductory rate of 1.90% on purchases for the first 180 days from account open date. Standard Purchase APR applies after introductory period. Starting credit limit $250 - and up. |
| Ongoing | 14.50% | None | Standard Purchase APR is 14.50% variable. Rates are subject to change quarterly based on The Wall Street Journal Western Edition Prime Rate plus margin. Starting credit limit $250 - and up. |
| Ongoing | 11.50% | None | Balance Transfer APR is 11.50% variable. |
| Ongoing | 17.50% | None | Cash APR is 17.50% variable. |
Visa Platinum Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.90% | None | Fixed introductory rate of 1.90% on purchases for the first 180 days from account open date. Standard Purchase APR applies after introductory period. Starting credit limit $2500 - and up. |
| Ongoing | 12.50% | None | Standard Purchase APR is 12.50% variable. Starting credit limit $2500 - and up. |
| Ongoing | 9.50% | None | Balance Transfer APR is 9.50% variable. |
| Ongoing | 15.50% | None | Cash APR is 15.50% variable. |
Visa Platinum Rewards Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.90% | $25 | Fixed introductory rate of 1.90% on purchases for the first 180 days from account open date. Standard Purchase APR applies after introductory period. Starting credit limit $2500 - and up. |
| Ongoing | 13.50% | $25 | Standard Purchase APR is 13.50% variable. Starting credit limit $2500 - and up. |
| Ongoing | 10.50% | $25 | Balance Transfer APR is 10.50% variable. |
| Ongoing | 16.50% | $25 | Cash APR is 16.50% variable. |
Sources (2)
All captured Oct 4, 2026
Who can join Peak Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- You are eligible to join if you live or work in select Oregon counties: Benton, Clackamas, Coos, Crook, Deschutes, Douglas, Jackson, Jefferson, Josephine, Klamath, Lane, Linn, Marion, Multnomah, or Washington County.
- You are eligible to join if you live, work, worship, or attend school in Washington.
Family and household
- You are eligible to join if you are an immediate family or household member of a current Peak Credit Union member.
Other ways
- You are eligible to join by making a $5 charitable donation to Relay for Life or Habitat for Humanity.
Cost to join
- A $5 charitable donation to Relay for Life or Habitat for Humanity qualifies an applicant for membership.
Membership information collected October 4, 2026.