Bank · FDIC insured
Peak Bank Savings Rates
Peak Bank’s best savings rate is 4.27% APY, with its Envision High Yield Savings, with extra requirements. Rates checked October 25, 2026.
How Peak Bank’s savings rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Peak Bank
4.27%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $427
Envision High Yield Savings
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Westerra Credit Union
6.00%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $600
Peak Bank savings score
99
Savings score
Higher than 99% of U.S. banks and credit unions
- $1,000 balance$1,0004.27%
- $10,000 balance$10,0004.27%
- $100,000 balance$100,0004.27%
- QualifiedQualified4.27%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peak Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Envision High Yield Savings
4.27%APY
Advertised APY is for new accounts only. Limit of one Envision High Yield Savings account per customer. Variable-rate account, APY subject to change without notice. Must fund account within 90 days of opening or account will automatically close. Opening funds subject to a 5-business day hold. For consumers aged 18 and over.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Advertised APY is for new accounts only. Limit of one account per customer. | 4.27% | — | Advertised APY is for new accounts only. Limit of one account per customer. |
| $1,000 – $50,000Advertised APY is for new accounts only. Limit of one account per customer. | 4.27% | $427 | Advertised APY is for new accounts only. Limit of one account per customer. |
| $50,000 – $500,000Advertised APY is for new accounts only. Limit of one account per customer. | 4.27% | — | Advertised APY is for new accounts only. Limit of one account per customer. |
| $500,000 – $1,000,000Advertised APY is for new accounts only. Limit of one account per customer. | 3.40% | — | Advertised APY is for new accounts only. Limit of one account per customer. |
| $1,000,000 and upAdvertised APY is for new accounts only. Limit of one account per customer. | 3.40% | — | Advertised APY is for new accounts only. Limit of one account per customer. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.