Bank · FDIC insured
Peak Bank CD Rates
Peak Bank’s best CD rate is 3.69% APY on a 1-year CD. Terms run from 1 year to 3 years. Rates checked October 25, 2026.
How Peak Bank’s CD rates compare
Compared with banks and credit unions nationwide. $10,000, best rate first.
This bank’s best
Peak Bank
3.69%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $369
12 Month CD
Top rate
SouthPoint Financial Credit Union
9.00%APY
- Term
- 9 months
- Minimum
- —
- Earns on $10,000
- $668
2nd-highest rate
First Federal Credit Union.
7.30%APY
- Term
- 3 months
- Minimum
- $5,000
- Earns on $10,000
- $198
Peak Bank CD score
72
CD score
Higher than 32% of U.S. banks and credit unions
- 9–15 months9–15 mo3.69%
- 16–30 months16–30 mo3.34%
- 31–60 months31–60 mo3.14%
- QualifiedQualified3.69%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Peak Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
12 Month CD
3.69%APY · 1 term
FDIC-insured. Minimum opening deposit is $500. Automatically renews at maturity unless notified. Accrued interest posts directly to the CD quarterly. Cannot add more money after opening. Early withdrawal penalty may apply. Peak Bank offers accounts exclusively to individual consumers.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsApplies to new CDs only and is paid until maturity. CDs automatically renew at maturity for the same term. Accrued interest posts quarterly. Minimum opening deposit $500 | 3.69% | $369 |
24 Month CD
3.34%APY · 1 term
FDIC-insured. Minimum opening deposit is $500. Automatically renews at maturity unless notified. Accrued interest posts directly to the CD quarterly. Cannot add more money after opening. Early withdrawal penalty may apply. Peak Bank offers accounts exclusively to individual consumers.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 monthsApplies to new CDs only and is paid until maturity. CDs automatically renew at maturity for the same term. Accrued interest posts quarterly. Minimum opening deposit $500 | 3.34% | $679 |
36 Month CD
3.14%APY · 1 term
FDIC-insured. Minimum opening deposit is $500. Automatically renews at maturity unless notified. Accrued interest posts directly to the CD quarterly. Cannot add more money after opening. Early withdrawal penalty may apply. Peak Bank offers accounts exclusively to individual consumers.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36 monthsApplies to new CDs only and is paid until maturity. CDs automatically renew at maturity for the same term. Accrued interest posts quarterly. Minimum opening deposit $500 | 3.14% | $972 |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.