Bank · FDIC insured
Pathfinder Bank Credit Card Rates
Pathfinder Bank credit card rates start at 14.49% APR. Rates checked October 16, 2026.
How Pathfinder Bank’s credit card rates compare
Compared with banks and credit unions near Syracuse, NY, where Pathfinder Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Pathfinder Bank
– –
No ongoing APR published
Lowest rate
Auburn Community Federal Credit Union
7.90%APR
2nd-lowest rate
Oswego County Federal Credit Union
7.90%APR
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Payback
Subject to credit approval. Cards are issued by First Arkansas Bank and Trust and serviced by Card Assets.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR for the first 12 billing cycles (12 months) from date of opening for purchases, balance transfers, and cash advances with new consumer accounts. |
| Ongoing | 14.49%–23.49% | None | Variable regular APR for purchases after introductory period based on creditworthiness. |
| Ongoing | 18.24%–27.49% | None | Variable regular APR for cash advances after introductory period based on creditworthiness. Cash advance fee: $10 or 5%, whichever is greater. |
Sources (1)
- pathfinderbank.com/personal/pe…ercard-credit-cards.html · captured Oct 7, 2026
Platinum Preferred
Subject to credit approval. Cards are issued by First Arkansas Bank and Trust and serviced by Card Assets.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory APR for the first 12 billing cycles (12 months) from date of opening for purchases, balance transfers, and cash advances with new consumer accounts. |
| Ongoing | 14.49%–23.49% | None | Variable regular APR for purchases after introductory period based on creditworthiness. |
| Ongoing | 18.24%–27.49% | None | Variable regular APR for cash advances after introductory period based on creditworthiness. Cash advance fee: $10 or 5%, whichever is greater. |
Sources (1)
- pathfinderbank.com/personal/pe…ercard-credit-cards.html · captured Oct 7, 2026
World
Subject to credit approval. Cards are issued by First Arkansas Bank and Trust and serviced by Card Assets.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | $35 | Introductory APR for the first 12 billing cycles (12 months) from date of opening for purchases, balance transfers, and cash advances with new consumer accounts. $29 for each additional card. |
| Ongoing | 14.49%–23.49% | $35 | Variable regular APR for purchases after introductory period based on creditworthiness. $29 for each additional card. |
| Ongoing | 18.24%–27.49% | $35 | Variable regular APR for cash advances after introductory period based on creditworthiness. $29 for each additional card. Cash advance fee: $10 or 5%, whichever is greater. |
Sources (1)
- pathfinderbank.com/personal/pe…ercard-credit-cards.html · captured Oct 7, 2026
World Elite
Subject to credit approval. Cards are issued by First Arkansas Bank and Trust and serviced by Card Assets.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | $299 | Introductory APR for the first 12 billing cycles (12 months) from date of opening for purchases, balance transfers, and cash advances with new consumer accounts. $49 for each additional card. |
| Ongoing | 14.49%–23.49% | $299 | Variable regular APR for purchases after introductory period based on creditworthiness. $49 for each additional card. |
| Ongoing | 18.24%–27.49% | $299 | Variable regular APR for cash advances after introductory period based on creditworthiness. $49 for each additional card. Cash advance fee: $10 or 5%, whichever is greater. |
Sources (1)
- pathfinderbank.com/personal/pe…ercard-credit-cards.html · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.