Credit union · NCUA insured
Pasadena Federal Credit Union Auto Loan Rates
Pasadena Federal Credit Union auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 16, 2026.
How Pasadena Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Los Angeles, CA, where Pasadena Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Pasadena Federal Credit Union
5.24%APR
- Terms
- up to 60 months
- Discount
- None included
New Vehicle Loan
Lowest rate
Downey Federal Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
United Catholics Federal CU
3.75%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
Pasadena Federal Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pasadena Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Motorcycle Loan
New or Used, street-approved motorcycles (from a dealer or refinance). Up to 100% financing plus sales tax, license, and Paseo CU Guaranteed Auto Protection. Rates may include an Auto Pay discount of 0.25%.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.74% | Rate as low as; subject to credit approval. May include 0.25% Auto Pay rate discount. |
| up to 72 months | 8.00% | Rate as low as; subject to credit approval. May include 0.25% Auto Pay rate discount. |
| up to 84 months | 8.24% | Minimum loan amount $30,000. Rate as low as; subject to credit approval. May include 0.25% Auto Pay rate discount. |
Sources (1)
- pfcu.org/loans/vehicle-loan-rates · captured Oct 6, 2026
New Vehicle Loan
For new autos, trucks, and vans. Up to 100% financing plus sales tax, license, and Pasadena FCU Guaranteed Auto Protection and Mechanical Breakdown Protection. Rates may include an Auto Pay discount of 0.25%.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.99% | Rate as low as; subject to credit approval. May include 0.25% Auto Pay rate discount. |
| up to 60 months | 5.24% | Rate as low as; subject to credit approval. May include 0.25% Auto Pay rate discount. |
| up to 72 months | 5.49% | Rate as low as; subject to credit approval. May include 0.25% Auto Pay rate discount. |
| up to 84 months | 6.24% | Minimum loan amount $30,000. Rate as low as; subject to credit approval. May include 0.25% Auto Pay rate discount. |
Sources (1)
- pfcu.org/loans/vehicle-loan-rates · captured Sep 16, 2026
Older Used Vehicle Loan
Older used vehicles: finance up to 100% of Kelley Blue Book wholesale value for 2018-2019 model vehicles; not to exceed 10 model years.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.74% | Rate as low as; subject to credit approval. May include 0.25% Auto Pay rate discount. |
| up to 60 months | 5.99% | Rate as low as; subject to credit approval. May include 0.25% Auto Pay rate discount. |
Sources (1)
- pfcu.org/loans/vehicle-loan-rates · captured Oct 6, 2026
Used Vehicle Loan
For used autos, trucks and vans. Up to 100% of retail Kelley Blue Book value financing plus sales tax, license, and Pasadena FCU Guaranteed Auto Protection and Mechanical Breakdown Protection. Rates may include an Auto Pay discount of 0.25%.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.99% | Rate as low as; subject to credit approval. May include 0.25% Auto Pay rate discount. |
| up to 60 months | 5.24% | Rate as low as; subject to credit approval. May include 0.25% Auto Pay rate discount. |
| up to 72 months | 5.49% | Rate as low as; subject to credit approval. May include 0.25% Auto Pay rate discount. |
| up to 84 months | 6.24% | Minimum loan amount $30,000. Rate as low as; subject to credit approval. May include 0.25% Auto Pay rate discount. |
Sources (1)
- pfcu.org/loans/vehicle-loan-rates · captured Sep 16, 2026
Who can join Pasadena Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to individuals who live, work, worship, and/or attend school in or around served Los Angeles County cities (stretching between Pasadena, Glendale, Covina, and Huntington Park).
Membership information collected October 5, 2026.