Credit union · NCUA insured
Partners Federal Credit Union Auto Loan Rates
Top CarrotPartners Federal Credit Union auto loans start at 4.74% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Partners Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Los Angeles, CA, where Partners Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Partners Federal Credit Union
4.74%APR
- Terms
- up to 60 months
- Discount
- None included
New Vehicle
Lowest rate
Downey Federal Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
United Catholics Federal CU
3.75%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
Partners Federal Credit Union auto loan score
85
Auto loan score
Higher than 71% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Partners Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle
Models 2025 or newer (under 10,000 miles). APR based on individual qualifications and creditworthiness. Rates are subject to change.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.49% | Estimated monthly payment of $29.74 per $1,000. |
| up to 60 months | 4.74% | Estimated monthly payment of $18.75 per $1,000. |
| up to 75 months | 5.24% | Estimated monthly payment of $15.66 per $1,000. |
| up to 84 months | 6.24% | Estimated monthly payment of $14.72 per $1,000. |
Sources (1)
- partnersfcu.org/credit-cards--…-resources/compare-rates · captured Oct 9, 2026
New/Used Motorcycles
APR based on individual qualifications and creditworthiness. Rates are subject to change. Visit a branch or contact 800.948.6677 for rates and terms.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.99% | Estimated monthly payment of $20.28 per $1,000. |
Sources (1)
- partnersfcu.org/credit-cards--…-resources/compare-rates · captured Oct 9, 2026
Used Vehicle
Models between 2019 - 2026 (between 10,001 and 100,000 miles). APR based on individual qualifications and creditworthiness. Rates are subject to change.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.74% | Estimated monthly payment of $29.85 per $1,000. |
| up to 60 months | 4.99% | Estimated monthly payment of $18.87 per $1,000. |
| up to 75 months | 5.49% | Estimated monthly payment of $15.78 per $1,000. |
| up to 84 months | 6.49% | Used vehicle must be 3 years or newer with no more than 30,000 miles to do an 84-month term. Estimated monthly payment of $14.84 per $1,000. |
Sources (1)
- partnersfcu.org/credit-cards--…-resources/compare-rates · captured Oct 9, 2026
Who can join Partners Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Approved Employee Groups (designated Operating Participants and other companies associated with TWDC) are eligible for membership.
- Employees of Partners Federal Credit Union are eligible for membership.
- Employees of The Walt Disney Company (TWDC) or one of its subsidiaries are eligible for membership.
- Retirees of TWDC or one of its subsidiaries are eligible for membership.
Family and household
- Immediate family members (Spouse; Parent, Stepparent; Grandparent; Child, stepchild, adopted child; Sibling, step sibling; Grandchild) or roommates of a TWDC employee are eligible for membership.
Cost to join
- Members must open a Primary Savings Account and maintain a required minimum $5 balance.
Membership information collected October 5, 2026.