Credit union · NCUA insured
Whitefish Credit Union CD Rates
Whitefish Credit Union’s best CD rate is 3.90% APY on a 15-month share certificate (CD). Terms run from 4 months to 15 months. Rates checked October 22, 2026.
How Whitefish Credit Union’s CD rates compare
Compared with banks and credit unions near Kalispell, MT, where Whitefish Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Whitefish Credit Union
3.90%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $490
Certificate Accounts
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
Park Side Credit Union
4.25%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $425
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate Accounts
Up to 3.90%APY · 3 terms
Whitefish Credit Union membership required. Penalty for early withdrawal/early closure. Fees could reduce earnings on the account.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 4 monthsMinimum $500 certificate deposit. Penalty for early withdrawal/early closure. Fees could reduce earnings on the account. Offer is subject to change, be revoked, or end at any time. Whitefish Credit Union membership required | 3.75% | $123 |
| 8 monthsMinimum $500 certificate deposit. Penalty for early withdrawal/early closure. Fees could reduce earnings on the account. Offer is subject to change, be revoked, or end at any time. Whitefish Credit Union membership required | 3.85% | $255 |
| 15 monthsMinimum $500 certificate deposit. Penalty for early withdrawal/early closure. Fees could reduce earnings on the account. Offer is subject to change, be revoked, or end at any time. Whitefish Credit Union membership required | 3.90% | $490 |
Sources (2)
All captured Oct 4, 2026
Who can join Whitefish Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.