Credit union · NCUA insured
Park City Credit Union Savings Rates
Park City Credit Union’s best savings rate is 1.00% APY on $10,000, with its Gold Money Market. Rates checked October 17, 2026.
How Park City Credit Union’s savings rates compare
Compared with banks and credit unions near Wisconsin Rapids, WI, where Park City Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Park City Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $400
Rewards Savings
Top rate
Marshfield Medical Center Credit Union
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $5
- Earns on $10,000 a year
- $500
3rd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Park City Credit Union savings score
84
Savings score
Higher than 67% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0002.25%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Park City Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Gold Money Market
1.00%APY
Membership eligibility required. $25.00 monthly fee applies if balance falls below minimum during the month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 – $25,000Minimum $10,000.00 to earn stated rate. $25.00 monthly fee if balance falls below minimum during month. | 1.00% | $100 | Minimum $10,000.00 to earn stated rate. $25.00 monthly fee if balance falls below minimum during month. |
| $25,000 – $100,000$25.00 monthly fee if balance falls below minimum during month. | 1.25% | — | $25.00 monthly fee if balance falls below minimum during month. |
| $100,000 – $250,000$25.00 monthly fee if balance falls below minimum during month. | 2.25% | — | $25.00 monthly fee if balance falls below minimum during month. |
| $250,000 – $1,000,000$25.00 monthly fee if balance falls below minimum during month. | 2.25% | — | $25.00 monthly fee if balance falls below minimum during month. |
| $1,000,000 and up$25.00 monthly fee if balance falls below minimum during month. | 2.50% | — | $25.00 monthly fee if balance falls below minimum during month. |
Platinum Money Market
0.25%APY
Membership eligibility required. $25.00 monthly fee applies if balance falls below minimum during the month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 – $100,000Minimum $25,000.00 to earn stated rate. $25.00 monthly fee if balance falls below minimum during month. | 0.25% | — | Minimum $25,000.00 to earn stated rate. $25.00 monthly fee if balance falls below minimum during month. |
| $100,000 and up$25.00 monthly fee if balance falls below minimum during month. | 0.25% | — | $25.00 monthly fee if balance falls below minimum during month. |
Pinnacle Savings Account
0.20%APY
Available to members who maintain a checking account with a recurring direct deposit. Daily account balance of $25,000 must be maintained to avoid monthly fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $75,000Minimum balance to earn dividends is $5.00. Requires checking account with recurring direct deposit and $25,000 daily balance to avoid monthly fees. | 0.20% | $20 | Minimum balance to earn dividends is $5.00. Requires checking account with recurring direct deposit and $25,000 daily balance to avoid monthly fees. |
| $75,000 – $100,000Requires checking account with recurring direct deposit and $25,000 daily balance to avoid monthly fees. | 0.25% | — | Requires checking account with recurring direct deposit and $25,000 daily balance to avoid monthly fees. |
| $100,000 and upRequires checking account with recurring direct deposit and $25,000 daily balance to avoid monthly fees. | 0.25% | — | Requires checking account with recurring direct deposit and $25,000 daily balance to avoid monthly fees. |
Premier Savings Account
0.10%APY
Requires a daily account balance of $2,500 to avoid monthly fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $75,000Minimum balance to earn dividends is $5.00. Maintain daily balance of $2,500 to avoid monthly fees. | 0.10% | $10 | Minimum balance to earn dividends is $5.00. Maintain daily balance of $2,500 to avoid monthly fees. |
| $75,000 and upMaintain daily balance of $2,500 to avoid monthly fees. | 0.25% | — | Maintain daily balance of $2,500 to avoid monthly fees. |
Savers Plus
0.05%APY
Customizable savings for specific goals such as vacations, DIY projects, and large purchases.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance to earn dividends is $5.00.$5 and up | 0.05% | $5 | Minimum balance to earn dividends is $5.00. |
Regular Savings
0.01%APY
Establish membership with Park City Credit Union.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance to earn dividends is $5.00.$5 and up | 0.01% | $1 | Minimum balance to earn dividends is $5.00. |
Rewards Savings
0.00%APY on $10,000
Must meet PCCU Cash monthly qualifications (15 debit card purchases that post and settle, 1 ACH credit or debit that posts and settles, and enrolled in eStatements). Limit one account per SSN.
| Part of the balance | Rate on that part |
|---|---|
| Over $100,000 | 0.05% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (3)
All captured Oct 16, 2026
Special-purpose accounts
Youth Savings
2.00%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 2.00% | $200 |
Sources (2)
All captured Oct 16, 2026
Health Savings Account
0.50%APY
For qualified medical, dental, and vision expenses. Earns dividends without monthly account fees.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.15% | — |
| $500 – $5,000 | 0.25% | — |
| $5,000 and up | 0.50% | $50 |
Sources (2)
All captured Oct 16, 2026
Christmas Club
0.05%APY
Funds are automatically transferred on or after October 31st.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance to earn dividends is $5.00.$5 and up | 0.05% | $5 | Minimum balance to earn dividends is $5.00. |
IRA Passbook
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance to earn dividends is $5.00.$5 and up | 0.05% | $5 | Minimum balance to earn dividends is $5.00. |
Sources (1)
- parkcitycu.org/deposit-rates · captured Oct 16, 2026
Who can join Park City Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live or work in Lincoln, Marathon, Oneida, Iron, Price, Vilas, Taylor, Forest, Rusk, Langlade, Wood or Portage County are eligible for membership.
Employers and groups
- Persons who are members of the Park City Cares Foundation are eligible for membership.
Family and household
- Immediate family members of persons residing or employed within Lincoln, Marathon, Oneida, Iron, Price, Vilas, Taylor, Forest, Rusk, Langlade, Wood, or Portage County are eligible for membership.
Other ways
- Organizations and businesses are eligible for membership if a majority of their directors, owners, or members are eligible, or if they have a business location within the qualifying counties.
- Trusts are eligible for membership if a majority of the settlors, trustees, and beneficiaries are eligible for membership.
Cost to join
- A $5.00 membership deposit is required when opening a membership.
Membership information collected October 5, 2026.