Credit union · NCUA insured
Pagoda Federal Credit Union Auto Loan Rates
Pagoda Federal Credit Union auto loans start at 5.25% APR for a new vehicle and 5.25% for a used one. Rates checked October 16, 2026.
How Pagoda Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Reading, PA, where Pagoda Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Pagoda Federal Credit Union
5.25%APR
- Terms
- —
New Car Loan
Lowest rate
Discovery Federal Credit Union
4.84%APR
- Terms
- 49–60 months
2nd-lowest rate
Utilities Employees Credit Union
4.99%APR
- Terms
- 37–60 months
Pagoda Federal Credit Union auto loan score
77
Auto loan score
Higher than 44% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pagoda Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Who can join Pagoda Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.