Credit union · NCUA insured
Pagoda Federal Credit Union Credit Card Rates
Pagoda Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Pagoda Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Reading, PA, where Pagoda Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Pagoda Federal Credit Union
9.90%APR
- Up to
- —
VISA with Scorecard rewards
Lowest rate
Utilities Employees Credit Union
8.75%APR
- Up to
- 18.00% APR
2nd-lowest rate
Discovery Federal Credit Union
8.99%APR
- Up to
- —
Pagoda Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Pagoda Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA with Scorecard rewards
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 3.99% | None | 3.99%* introductory Annual Percentage Rate for 12 billing cycles on all purchases and balance transfers. |
| Ongoing | 9.90% | None | 9.90%* Annual Percentage Rate thereafter. |
Sources (1)
- pagodafcu.org/current-visa-rates · captured Oct 16, 2026
Visa Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 3.99% | None | — |
Sources (1)
- pagodafcu.org · captured Oct 16, 2026
Who can join Pagoda Federal Credit Union
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