Credit union · NCUA insured
PA Central Federal Credit Union Savings Rates
PA Central Federal Credit Union’s best savings rate is 0.30% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How PA Central Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Harrisburg, PA, where PA Central Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
PA Central Federal Credit Union
0.30%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $30
Money Market Account
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Pennian Bank
3.75%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $375
PA Central Federal Credit Union savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PA Central Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
Up to 0.30%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and up$2,500.00 minimum to earn APY | 0.25% | $25 | $2,500.00 minimum to earn APY |
| $10,000 and up$10,000.00 minimum to earn APY | 0.30% | $30 | $10,000.00 minimum to earn APY |
| $25,000 and up$25,000.00 minimum to earn APY | 0.50% | — | $25,000.00 minimum to earn APY |
| $50,000 and up$50,000.00 minimum to earn APY | 0.75% | — | $50,000.00 minimum to earn APY |
Sources (1)
- pacentralfcu.com/rates · captured Sep 17, 2026
Share (Savings) Account
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.10% | $10 |
Sources (1)
- pacentralfcu.com/rates · captured Sep 17, 2026
Special-purpose accounts
IRA Accumulative
0.25%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (1)
- pacentralfcu.com/rates · captured Sep 17, 2026
Christmas & Vacation Clubs
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1 and up | 0.10% | $10 |
Sources (1)
- pacentralfcu.com/rates · captured Sep 17, 2026
Who can join PA Central Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or conduct business in Dauphin, Cumberland, or Lebanon Counties are eligible for membership.
Family and household
- Individuals who are related to an existing member are eligible for membership.
Membership information collected October 5, 2026.