Credit union · NCUA insured
Otoe-Missouria Federal Credit Union Savings Rates
Otoe-Missouria Federal Credit Union’s best savings rate is 0.40% APY on $10,000, with its Money Market. Rates checked October 15, 2026.
How Otoe-Missouria Federal Credit Union’s savings rates compare
Compared with banks and credit unions in Oklahoma, where Otoe-Missouria Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Otoe-Missouria Federal Credit Union
0.40%APY
- Earns on $10,000 a year
- $40
Regular Savings
Top rate
MidFirst Bank
4.00%APY
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Earns on $10,000 a year
- $375
Otoe-Missouria Federal Credit Union savings score
76
Savings score
Higher than 41% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.40%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Otoe-Missouria Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.40%APY
Minimum deposit of $1,000. Earn dividends and avoid service charge by maintaining a minimum balance of $1,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upEarn dividends with a minimum balance of $1,000. Avoid service charge by maintaining a minimum balance of $1,000.$1,000 and up | 0.40% | $40 | Earn dividends with a minimum balance of $1,000. Avoid service charge by maintaining a minimum balance of $1,000. |
Sources (2)
All captured Sep 18, 2026
Regular Savings
Up to 0.40%APY
Open an OMFCU savings account with an initial $10 deposit to become a member and part owner of the credit union.
| BalanceRequirement | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Any balanceUnknown to open | 0.40% | Unknown | $40 | |
| Any balanceInitial $10 deposit required to open and join. Free online and mobile banking, free electronic statements.Any balance · $10 to open | 0.15% | $10 | $15 | Initial $10 deposit required to open and join. Free online and mobile banking, free electronic statements. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
Club Savings
0.40%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.40% | $40 |
Sources (1)
- otoemissouriafcu.org/Rates · captured Sep 18, 2026
Who can join Otoe-Missouria Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.