Credit union · NCUA insured
Otoe-Missouria Federal Credit Union Auto Loan Rates
Otoe-Missouria Federal Credit Union auto loans start at 6.49% APR for a new vehicle and 6.49% for a used one. Rates checked October 15, 2026.
How Otoe-Missouria Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions in Oklahoma, where Otoe-Missouria Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Otoe-Missouria Federal Credit Union
6.49%APR
- Terms
- up to 60 months
- Up to
- —
Auto Loans
Lowest rate
Texoma Educators
2.99%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
Otoe-Missouria Federal Credit Union auto loan score
63
Auto loan score
Higher than 10% of U.S. banks and credit unions
- New vehicleNew6.49%
- Used vehicleUsed6.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Otoe-Missouria Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Up to 100% financing. Available for new, used, or refinance auto loans.
| Terms | APR | Conditions |
|---|---|---|
| 73–84 months | 6.74% | Model years 2023 - 2025 |
| 61–72 months | 6.74% | Model years 2023 - 2025 |
| up to 60 months | 6.49% | Model years 2023 - 2025 |
| 73–84 months | 6.99% | Model years 2020 - 2022 |
| 61–72 months | 6.99% | Model years 2020 - 2022 |
| up to 60 months | 6.74% | Model years 2020 - 2022 |
| 61–72 months | 7.24% | Model years 2018 - 2019 |
| up to 60 months | 6.99% | Model years 2018 - 2019 |
| up to 48 months | 7.74% | Model years 2017 & older |
Who can join Otoe-Missouria Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.