Credit union · NCUA insured
orsa credit union Auto Loan Rates
Top Carrotorsa credit union auto loans start at 5.54% for a used one. Rates checked October 16, 2026.
How orsa credit union’s auto loan rates compare
Compared with banks and credit unions near Detroit, MI, where orsa credit union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
orsa credit union
– –
- Terms
- —
- Discount
- —
No ongoing APR published
Lowest rate
Chief Financial Credit Union
3.99%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
FreeStar Financial Credit Union
3.99%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
orsa credit union auto loan score
69
Auto loan score
Higher than 25% of U.S. banks and credit unions
- Used vehicleUsed5.54%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where orsa credit union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Classic, Collectible & Special Interest Autos
Individual rates vary and are dependent on individual credit history and other underwriting factors. Membership required.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 10.24% | APR as low as stated; including 0.25% discount for automatic payment. |
New Auto Loans
Rates dependent on individual credit history and other underwriting factors. 0% down options and terms up to 84 months and longer available. No application fees. May require co-signer. Membership required.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.74% | APR as low as stated. An additional 0.25% rate discount is applied when payments are automatically deducted from an orsa credit union checking account. |
Used Auto Loans
Rates dependent on individual credit history and other underwriting factors. 0% down options and terms up to 84 months and longer available. No application fees. May require co-signer. Membership required.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.54% | APR as low as stated. An additional 0.25% rate discount is applied when payments are automatically deducted from an orsa credit union checking account. |
Who can join orsa credit union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.