Credit union · NCUA insured
Oregonians Credit Union Credit Card Rates
Oregonians Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Oregonians Credit Union’s credit card rates compare
Compared with banks and credit unions near Portland, OR-WA, where Oregonians Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Oregonians Credit Union
9.90%APR
- Up to
- —
Low Rate Credit Card
Lowest rate
Rivermark Community Credit Union
8.90%APR
- Up to
- 19.90% APR
2nd-lowest rate
Point West Credit Union
8.95%APR
- Up to
- —
Oregonians Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Oregonians Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Low Rate Credit Card
Minimum credit score of 600. Maximum credit limit $20,000. 25 day grace period on new purchases. Standard Rate is variable and the same for all qualifying credit tiers.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Qualifying credit tiers A+ (725+), A (690-724), B (650-689), C (600-649). Variable APR. |
Share-Secured Credit Card
Requires refundable cash deposit that becomes credit limit. Maximum limit $1,000. Standard Rate is variable and the same for all qualifying credit tiers.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Qualifying credit tiers A+ (725+), A (690-724), B (650-689), C (600-649). Variable APR. |
Who can join Oregonians Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, or attend school in eligible Oregon counties are eligible to join.
Family and household
- Immediate family members of an Oregonians member in good standing are eligible to join.
Cost to join
- A $10 opening deposit is required to establish membership.
Membership information collected October 4, 2026.