Credit union · NCUA insured
Openland Credit Union Auto Loan Rates
Openland Credit Union auto loan rates start at 4.24% APR. Rates checked October 16, 2026.
How Openland Credit Union’s auto loan rates compare
Compared with banks and credit unions near Houston, TX, where Openland Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Openland Credit Union
– –
- Terms
- —
- Up to
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- Discount
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No ongoing APR published
Lowest rate
Lubrizol Employees' Credit Union
3.24%APR
- Terms
- 24–60 months
- Up to
- 14.49% APR
- Discount
- Included in the rate
2nd-lowest rate
CommonCents CU
3.50%APR
- Terms
- —
- Up to
- —
- Discount
- None included
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Refinance Promotion
Valid for refinance of an existing auto loan from another lender only (auto loans currently financed with Openland and indirect loans are not eligible). Vehicle must be 2015 or newer. LTV must not exceed 125%. Minimum finance amount is $5,000, maximum is $100,000. 1% cash back up to $250. 90 days no payment. Membership required.
| Terms | APR | Conditions |
|---|---|---|
| up to 41 months | 4.24% | Lowest possible rate is 4.24% APR for premium credit with a term of less than 42 months and includes a 1.00% rate discount for special promotion (1% off current rate or better). Vehicle 2015 or newer, LTV up to 125%. Refinance from another lender only. |
Sources (2)
All captured Oct 7, 2026
New & Used Auto Loans
Membership required with a savings account maintaining a minimum balance of $1. Loans subject to credit approval and underwriting. Up to 100% financing. Rate discount available with auto debit from Openland checking account and credit insurance.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.24% | Rate valid for 36-month term on autos 2005 or newer. Requires auto debit from Openland checking account and credit insurance. Maximum loan 100% of retail. Subject to credit approval. |
Sources (9)
- openlandcu.com
- openlandcu.com/loans/i-want-to/get-a-loan
- openlandcu.com/home/apply-for-a-loan
- openlandcu.com/loans/i-want-to/buy-a-car
- openlandcu.com/loans/personal
- openlandcu.com/loans/personal/secured-loans
- openlandcu.com/loans/personal/…loans/brenham-auto-loans
- openlandcu.com/loans/personal/…oans/pasadena-auto-loans
- openlandcu.com/loans/personal/…oans/santa-fe-auto-loans
All captured Oct 7, 2026
Who can join Openland Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.