Credit union · NCUA insured
Openland Credit Union Credit Card Rates
Openland Credit Union credit cards start at 18.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Openland Credit Union’s credit card rates compare
Compared with banks and credit unions near Houston, TX, where Openland Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Openland Credit Union
18.00%APR
- Annual fee
- None
Platinum Mastercard
Lowest rate
Harris County Federal Credit Union
5.90%APR
- Annual fee
- None
2nd-lowest rate
Houston Federal Credit Union
7.00%APR
- Annual fee
- $50
Openland Credit Union credit card score
60
Credit card score
Higher than 1% of U.S. banks and credit unions
- Purchase APRPurchase APR18.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Openland Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Mastercard
No annual fee. Non-variable rate. Membership requires savings account with minimum balance of $1. Select, Platinum and Secured Mastercard periodic rates disclosure applies.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | None | Non-variable rate. The Purchase APR is 18.00% (daily periodic rate of 0.0493%). No annual fee. Balance transfer options available. |
Sources (1)
- openlandcu.com/loans/personal/credit-card · captured Oct 6, 2026
Secured Mastercard
Requires membership with an approved checking account with Openland and savings account with minimum balance of $1. Annual fee of $20.00. Non-variable rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 18.00% | $20 | Annual Fee: $20.00 charged upon issuance and each year during the same month until account is closed and paid in full. Non-variable rate. The Purchase APR is 18.00% (daily periodic rate of 0.0493%). |
Sources (1)
- openlandcu.com/loans/personal/credit-card · captured Oct 6, 2026
Who can join Openland Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.