Credit union · NCUA insured
OneNebraska Federal Credit Union Savings Rates
OneNebraska Federal Credit Union’s best savings rate is 0.25% APY on $10,000, with its High Yield Savings. Rates checked October 22, 2026.
How OneNebraska Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Columbus, NE, where OneNebraska Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
OneNebraska Federal Credit Union
0.25%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $25
High Yield Savings
Top rate
Nebraska Energy Federal Credit Union
2.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $200
2nd-highest rate
Great Plains State Bank
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $200
OneNebraska Federal Credit Union savings score
70
Savings score
Higher than 26% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.45%
- QualifiedQualified0.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where OneNebraska Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Savings
0.25%APY
$2,500.00 minimum deposit to open account. Tiered dividend levels.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Dividends compounded and credited monthly. Minimum balance to earn APY is $0.00. Rate may change after account is opened. | 0.01% | — | Dividends compounded and credited monthly. Minimum balance to earn APY is $0.00. Rate may change after account is opened. |
| $2,500 – $25,000Dividends compounded and credited monthly. Minimum balance to earn APY is $2,500.00. Rate may change after account is opened. | 0.25% | $25 | Dividends compounded and credited monthly. Minimum balance to earn APY is $2,500.00. Rate may change after account is opened. |
| $25,000 – $50,000Dividends compounded and credited monthly. Minimum balance to earn APY is $25,000.00. Rate may change after account is opened. | 0.30% | — | Dividends compounded and credited monthly. Minimum balance to earn APY is $25,000.00. Rate may change after account is opened. |
| $50,000 – $100,000Dividends compounded and credited monthly. Minimum balance to earn APY is $50,000.00. Rate may change after account is opened. | 0.40% | — | Dividends compounded and credited monthly. Minimum balance to earn APY is $50,000.00. Rate may change after account is opened. |
| $100,000 and upDividends compounded and credited monthly. Minimum balance to earn APY is $100,000.00. Rate may change after account is opened. | 0.45% | — | Dividends compounded and credited monthly. Minimum balance to earn APY is $100,000.00. Rate may change after account is opened. |
Sources (2)
All captured Oct 5, 2026
Regular Savings
0.02%APY
Maintaining a Savings Account with $25.00 is required for all member/owners. Open to those living, working, going to school, volunteering, or worshipping in specified Nebraska and South Dakota counties.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and credited quarterly. Rate may change after account is opened.Any balance | 0.02% | $2 | Dividends compounded and credited quarterly. Rate may change after account is opened. |
Sources (3)
- bankingwithyou.com/accounts/account-rates
- bankingwithyou.com/open-a-savings-account
- bankingwithyou.com/accounts/savings-accounts
All captured Oct 5, 2026
Second Savings
0.01%APY
Separate savings account for vacations, weddings, education expenses, or other specific needs.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and credited monthly. Rate may change after account is opened.Any balance | 0.01% | $1 | Dividends compounded and credited monthly. Rate may change after account is opened. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
IRA Savings
0.10%APY
Available as Traditional IRA or Roth IRA wrappers for retirement savings. Maximum annual contribution limits apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and credited monthly. Rate may change after account is opened.Any balance | 0.10% | $10 | Dividends compounded and credited monthly. Rate may change after account is opened. |
Sources (2)
All captured Oct 5, 2026
Christmas Club
0.01%APY
Balance transferred to credit union savings/checking account on November 1st every year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and credited monthly. Rate may change after account is opened.Any balance | 0.01% | $1 | Dividends compounded and credited monthly. Rate may change after account is opened. |
Sources (2)
All captured Oct 5, 2026
Who can join OneNebraska Federal Credit Union
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