Credit union · NCUA insured
Omaha Federal Credit Union Savings Rates
Omaha Federal Credit Union’s best savings rate is 0.20% APY on $10,000, with its Good Savers Money Market. Rates checked October 22, 2026.
How Omaha Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Omaha Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Omaha Federal Credit Union
0.20%APY
- Minimum
- —
- Earns on $10,000 a year
- $20
Good Savers Money Market
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Cornhusker Bank
3.46%APY
- Minimum
- $100
- Earns on $10,000 a year
- $346
Omaha Federal Credit Union savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.20%
- $100,000 balance$100,0000.20%
- QualifiedQualified0.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Omaha Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Good Savers Money Market
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 and up | 0.20% | $20 |
Sources (1)
- omahafcu.org/rates · captured Sep 18, 2026
Regular Savings Account
0.10%APY
A deposit of $5 is all it takes to open. A balance of $100 or more will earn dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upRequires $100 minimum balance to earn dividends. Minimum opening deposit is $5.$100 and up | 0.10% | $10 | Requires $100 minimum balance to earn dividends. Minimum opening deposit is $5. |
Sources (3)
All captured Sep 18, 2026
Special-purpose accounts
Christmas Club
0.20%APY
Matures on October 31 and funds are transferred on the first business day in November to Savings Account. Early withdrawal forfeits all dividends and requires withdrawing the entire balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to open and maintain. No monthly service fee. Early withdrawal prior to maturity results in forfeiture/loss of all interest/dividends and requires full account balance withdrawal.Any balance | 0.20% | $20 | No minimum balance required to open and maintain. No monthly service fee. Early withdrawal prior to maturity results in forfeiture/loss of all interest/dividends and requires full account balance withdrawal. |
Vacation Club
0.20%APY
Matures on April 30 and funds are transferred on the first business day in May to Savings Account. Early withdrawal forfeits all dividends and requires withdrawing the entire balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to open and maintain. No monthly service fee. Early withdrawal prior to maturity results in forfeiture/loss of all interest/dividends and requires full account balance withdrawal.Any balance | 0.20% | $20 | No minimum balance required to open and maintain. No monthly service fee. Early withdrawal prior to maturity results in forfeiture/loss of all interest/dividends and requires full account balance withdrawal. |
Health Savings Account
0.10%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.10% | $10 |
IRA Variable Rate
0.10%APY
Available as Traditional, Roth, or Coverdell IRA. Can begin saving with a deposit of as little as $25.00.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.10% | $10 |
Who can join Omaha Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living, working, worshipping, or attending school in Douglas, Sarpy, or Washington counties in Nebraska, or Pottawattamie or Harrison counties in Iowa.
Cost to join
- Opening an account requires an initial deposit of as little as $5.00.
Membership information collected October 4, 2026.