Credit union · NCUA insured
Omaha Federal Credit Union Credit Card Rates
Omaha Federal Credit Union credit cards start at 11.49% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Omaha Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Omaha, NE-IA, where Omaha Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Omaha Federal Credit Union
11.49%APR
- Up to
- —
VISA® Preferred Rate
Lowest rate
Omaha Police Federal Credit Union
8.99%APR
- Up to
- 18.00% APR
2nd-lowest rate
Midland Credit Union
9.90%APR
- Up to
- —
Omaha Federal Credit Union credit card score
76
Credit card score
Higher than 41% of U.S. banks and credit unions
- Purchase APRPurchase APR11.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Omaha Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA® Preferred Rate
Minimum credit line of $1,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.49% | None | Variable rate as low as 11.49% APR. Minimum credit line $1,000. No annual fee and no balance transfer fee (0%). |
Sources (1)
- omahafcu.org/credit-card · captured Oct 5, 2026
VISA® Rewards
Minimum credit line of $1,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.75% | None | Variable rate as low as 14.75% APR. Minimum credit line $1,000. No annual fee and no balance transfer fee (0%). |
Sources (1)
- omahafcu.org/credit-card · captured Oct 5, 2026
VISA® Secured
Credit limit is secured by money in Regular Savings account, with credit limits up to $10,000 and minimum credit line of $500.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.99% | None | Fixed rate of 15.99% APR. Minimum credit line $500, credit limits up to $10,000 secured by money in Regular Savings account. No annual fee. |
Sources (1)
- omahafcu.org/credit-card · captured Oct 5, 2026
Who can join Omaha Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone living, working, worshipping, or attending school in Douglas, Sarpy, or Washington counties in Nebraska, or Pottawattamie or Harrison counties in Iowa.
Cost to join
- Opening an account requires an initial deposit of as little as $5.00.
Membership information collected October 4, 2026.