Bank · FDIC insured
Oklahoma Capital Bank Savings Rates
Oklahoma Capital Bank’s best savings rate is 1.20% APY on $10,000, with its Money Market Accounts. Rates checked October 15, 2026.
How Oklahoma Capital Bank’s savings rates compare
Compared with banks and credit unions near Tulsa, OK, where Oklahoma Capital Bank has the most branches. $10,000, best rate first.
This bank’s best
Oklahoma Capital Bank
1.20%APY
- Earns on $10,000 a year
- $120
Money Market Accounts
Top rate
MidFirst Bank
4.00%APY
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Earns on $10,000 a year
- $375
Oklahoma Capital Bank savings score
87
Savings score
Higher than 75% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0001.20%
- $100,000 balance$100,0001.70%
- QualifiedQualified1.20%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Oklahoma Capital Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
1.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $25,000 | 1.20% | $120 |
| $25,000 – $250,000 | 1.70% | — |
| $250,000 – $500,000 | 2.50% | — |
| $500,000 and up | 3.25% | — |
Sources (1)
- ocb.bank/about-us/deposit-rates · captured Oct 5, 2026
Capital Personal Savings
0.30%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upA minimum balance of $200 must be maintained to earn interest and the stated APY. Fees could reduce stated APY.$200 and up | 0.30% | $30 | A minimum balance of $200 must be maintained to earn interest and the stated APY. Fees could reduce stated APY. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.