Credit union · NCUA insured
Nusenda Credit Union Credit Card Rates
Nusenda Credit Union credit cards start at 12.75% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Nusenda Credit Union’s credit card rates compare
Compared with banks and credit unions near Albuquerque, NM, where Nusenda Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Nusenda Credit Union
12.75%APR
- Up to
- 16.75% APR
Platinum Credit Card
Lowest rate
State Employees Credit Union
7.50%APR
- Up to
- —
2nd-lowest rate
Sandia Area Federal Credit Union
8.74%APR
- Up to
- 17.99% APR
Nusenda Credit Union credit card score
69
Credit card score
Higher than 23% of U.S. banks and credit unions
- Purchase APRPurchase APR12.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Nusenda Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Cash Rewards Credit Card
No annual fee or balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.75%–16.75% | None | Standard variable APR determined by creditworthiness. |
| Intro, 12 months | 0.00% | None | Introductory rate on balance transfers for 12 months from the date of first qualifying balance transfer for qualifying new cardholders; after promo period APR reverts to standard variable cash APR. No balance transfer fee. Balance transfers do not earn rewards and may not be used to pay other Nusenda Credit Union cards. |
Sources (3)
- nusenda.org/news-resources/rates-fees
- nusenda.org/loans-credit-cards/credit-cards
- nusenda.org/loans-credit-cards…cash-rewards-credit-card
All captured Oct 15, 2026
Platinum Credit Card
No annual fee or balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.75%–16.75% | None | Standard variable APR determined by creditworthiness. |
| Intro, 12 months | 0.00% | None | Introductory rate on balance transfers for 12 months from the date of first qualifying balance transfer for qualifying new cardholders; after promo period APR reverts to standard variable cash APR. No balance transfer fee. Balance transfers do not earn rewards and may not be used to pay other Nusenda Credit Union cards. |
| Intro, 18 months | 5.00% | None | Introductory rate for all purchases, balance transfers, and cash advances for 18 months after opening for new cardholders; after promo period APR returns to normal variable rate. May not be used to pay other Nusenda Credit Union cards. |
Sources (3)
- nusenda.org/news-resources/rates-fees
- nusenda.org/loans-credit-cards/credit-cards
- nusenda.org/loans-credit-cards/credit-cards/platinum
All captured Oct 15, 2026
Platinum Rewards Credit Card
Minimum credit limit of $2,500. No annual fee or balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.75%–16.75% | None | Standard variable APR determined by creditworthiness. |
| Intro, 12 months | 0.00% | None | Introductory rate on balance transfers for 12 months from the date of first qualifying balance transfer for qualifying new cardholders; after promo period APR reverts to standard variable cash APR. No balance transfer fee. Balance transfers do not earn rewards and may not be used to pay other Nusenda Credit Union cards. |
Sources (3)
- nusenda.org/news-resources/rates-fees
- nusenda.org/loans-credit-cards/credit-cards
- nusenda.org/loans-credit-cards…inum-rewards-credit-card
All captured Oct 15, 2026
Secured Credit Card
Requires a security deposit pledged into a membership savings account equal to 110% of the requested credit limit ($275 pledge for a $250 limit; deposit between $250 and $5,000). No annual fee or balance transfer fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 16.75% | None | Standard variable APR. |
| Intro, 18 months | 5.00% | None | Introductory rate for all purchases, balance transfers, and cash advances for 18 months after opening for new cardholders; after 18 months APR returns to normal variable rate. May not be used to pay other Nusenda Credit Union cards. |
Sources (2)
All captured Oct 15, 2026
Who can join Nusenda Credit Union
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