Credit union · Privately insured
Northwest Christian Credit Union Auto Loan Rates
Northwest Christian Credit Union auto loans start at 5.99% APR for a new vehicle and 6.74% for a used one. Rates checked October 22, 2026.
How Northwest Christian Credit Union’s auto loan rates compare
Compared with banks and credit unions near Boise City, ID, where Northwest Christian Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Northwest Christian Credit Union
5.99%APR
- Terms
- up to 60 months
Auto Loans
Lowest rate
TruGrocer Federal Credit Union
3.99%APR
- Terms
- 24–84 months
2nd-lowest rate
First Tech Federal Credit Union
4.99%APR
- Terms
- up to 65 months
Northwest Christian Credit Union auto loan score
64
Auto loan score
Higher than 11% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed6.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Northwest Christian Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Available for new, used, and refinance auto purchases.
| Terms | APR | Conditions |
|---|---|---|
| 24–48 months | 5.49% | New - 9 years old vehicles. Rates start as low as the published rates; actual APR may differ based on credit history, approved loan amount, and term. |
| up to 60 months | 5.99% | New - 9 years old vehicles. Rates start as low as the published rates; actual APR may differ based on credit history, approved loan amount, and term. |
| up to 72 months | 6.49% | New - 9 years old vehicles. Rates start as low as the published rates; actual APR may differ based on credit history, approved loan amount, and term. |
| up to 84 months | 6.99% | New - 9 years old vehicles. Rates start as low as the published rates; actual APR may differ based on credit history, approved loan amount, and term. |
| 24–60 months | 6.74% | 10 years & older vehicles. Rates start as low as the published rates; actual APR may differ based on credit history, approved loan amount, and term. |
Who can join Northwest Christian Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.