Bank · FDIC insured
Northfield Savings Bank Auto Loan Rates
Northfield Savings Bank auto loans start at 5.18% APR for a new vehicle and 6.12% for a used one. Rates checked October 22, 2026.
How Northfield Savings Bank’s auto loan rates compare
Compared with banks and credit unions near Burlington, VT, where Northfield Savings Bank has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Northfield Savings Bank
5.18%APR
- Terms
- up to 60 months
Auto Loan
Lowest rate
NorthCountry Federal Credit Union
4.99%APR
- Terms
- up to 60 months
2nd-lowest rate
EastRise Credit Union
5.05%APR
- Terms
- up to 60 months
Northfield Savings Bank auto loan score
73
Auto loan score
Higher than 34% of U.S. banks and credit unions
- New vehicleNew5.18%
- Used vehicleUsed6.12%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Northfield Savings Bank ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
You must live, work or own a second home in Vermont to qualify for an account. For new or used vehicles, you can borrow as little as $2,500 or as much as $50,000. Approval subject to NSB underwriting and credit eligibility requirements.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.63% | 0% Down Payment. Monthly payment per thousand borrowed: $43.70. |
| up to 36 months | 4.88% | 0% Down Payment. Monthly payment per thousand borrowed: $29.91. |
| up to 48 months | 5.13% | 0% Down Payment. Monthly payment per thousand borrowed: $23.09. |
| up to 60 months | 5.18% | 0% Down Payment. Monthly payment per thousand borrowed: $18.95. |
| up to 72 months | 5.38% | 0% Down Payment. Monthly payment per thousand borrowed: $16.28. |
| up to 36 months | 5.62% | 1-3 Years Old. 10% Down Payment. Monthly payment per thousand borrowed: $30.25. |
| up to 48 months | 5.87% | 1-3 Years Old. 10% Down Payment. Monthly payment per thousand borrowed: $23.42. |
| up to 60 months | 6.12% | 1-3 Years Old. 10% Down Payment. Monthly payment per thousand borrowed: $19.39. |
| up to 36 months | 6.62% | 4-7 Years Old. 10% Down Payment. Monthly payment per thousand borrowed: $30.70. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.