Credit union · NCUA insured
Northern Star Credit Union Auto Loan Rates
Northern Star Credit Union auto loans start at 6.25% APR for a new vehicle and 6.25% for a used one. Rates checked October 22, 2026.
How Northern Star Credit Union’s auto loan rates compare
Compared with banks and credit unions near Virginia Beach, VA-NC, where Northern Star Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Northern Star Credit Union
6.25%APR
- Terms
- up to 84 months
- Up to
- —
Auto Loans (New & Used)
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Up to
- —
2nd-lowest rate
State Employees' Credit Union
4.25%APR
- Terms
- up to 60 months
- Up to
- 7.50% APR
Northern Star Credit Union auto loan score
64
Auto loan score
Higher than 12% of U.S. banks and credit unions
- New vehicleNew6.25%
- Used vehicleUsed6.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Northern Star Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans (New & Used)
Rates are determined by member credit and subject to change with the market. Auto rates eligible for discount with automatic payments. 100% financing available with flexible terms. Any loan with a term longer than 84 months will have a call option.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 6.25% | Rates as low as 6.25% APR determined by member credit. Eligible for discount with automatic payments. Maximum terms up to 84 months. |
Who can join Northern Star Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.