Credit union · NCUA insured
Northern Colorado Credit Union Credit Card Rates
Northern Colorado Credit Union credit cards start at 11.49% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Northern Colorado Credit Union’s credit card rates compare
Compared with banks and credit unions near Fort Collins, CO, where Northern Colorado Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Northern Colorado Credit Union
11.49%APR
- Up to
- 17.90% APR
NCCU Visa Platinum Rewards Credit Card
Lowest rate
Bank of Colorado
9.99%APR
- Up to
- —
2nd-lowest rate
Credit Union of Colorado
10.00%APR
- Up to
- —
Northern Colorado Credit Union credit card score
76
Credit card score
Higher than 41% of U.S. banks and credit unions
- Purchase APRPurchase APR11.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Northern Colorado Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
NCCU Visa Platinum Rewards Credit Card
Qualified membership to Northern Colorado Credit Union applies.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.49%–17.90% | None | With approved credit. No cash advance fee or balance transfer fee. Qualified membership to Northern Colorado Credit Union applies. |
Sources (1)
- nococu.org/nccu-visa-platinum-rewards-credit-card · captured Oct 4, 2026
Who can join Northern Colorado Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to everyone living and working in Weld, Larimer, Morga, Logan, and Washington County communities.
Membership information collected October 4, 2026.