Credit union · NCUA insured
Vermont Federal Credit Union Credit Card Rates
Vermont Federal Credit Union credit cards start at 10.70% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Vermont Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Burlington, VT, where Vermont Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Vermont Federal Credit Union
10.70%APR
- Up to
- —
VISA® Platinum
Lowest rate
NorthCountry Federal Credit Union
7.45%APR
- Up to
- —
2nd-lowest rate
SeaComm Federal Credit Union
8.99%APR
- Up to
- 17.99% APR
Vermont Federal Credit Union credit card score
80
Credit card score
Higher than 54% of U.S. banks and credit unions
- Purchase APRPurchase APR10.70%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Vermont Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Share Secured VISA®
Must be a member to obtain an account; $5 share deposit required for membership. Rates are quoted 'as low as' and are subject to an evaluation of your credit. Rate is variable and may vary after account is opened. Secured with share account.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.70% | None | Rates are quoted 'as low as' and are subject to credit evaluation. Variable rate. |
VISA® Platinum
Must be a member of the Credit Union; $5 share deposit required for membership. All loans subject to approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.70%–18.00% | None | APR for purchases varies with the market based on the Prime Rate plus a margin as low as 3.70%. Rates based on creditworthiness. |
| Intro, 6 months | 2.00% | None | Introductory APR for a period of six billing cycles / 6 months. Any existing balances on Vermont Federal Credit Union loan or credit card accounts are not eligible. |
Sources (3)
- vermontfederal.org/bank-rates
- vermontfederal.org/credit-cards
- vermontfederal.org/hubfs/CC%20…d%20Solic-%204-16-26.pdf
All captured Oct 22, 2026
VISA® Signature Rewards
Must be a member of the Credit Union; $5 share deposit required for membership. All loans subject to approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.70%–18.00% | None | This APR will vary with the market based on the Prime Rate. Based on creditworthiness. |
Sources (3)
- vermontfederal.org/bank-rates
- vermontfederal.org/credit-cards
- vermontfederal.org/hubfs/CC%20…d%20Solic-%204-16-26.pdf
All captured Oct 22, 2026
Who can join Vermont Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in the state of Vermont is eligible for membership.
Family and household
- Family members of individuals who live, work, worship, or attend school in Vermont are eligible for membership.
Membership information collected October 4, 2026.