Bank · FDIC insured
Nicolet National Bank Carrot Score
A $15.4B bank, the 127th largest of 4,207, headquartered in Green Bay, WI, with 113 branches in 6 states.
Nicolet National Bank Carrot Score
82
Carrot Score
Higher than 59% of U.S. banks and credit unions
- CDs93
- Savings78
- Auto loansNot scored
- Credit cards73
Each bar is every U.S. bank and credit union, lowest score to highest. Choose a product to see its rates.
Where Nicolet National Bank ranks
By Carrot score, in each area where it has branches
- #37 of 97Minneapolis-St. Paul-Bloomington, MN-WI metro15
- #15 of 27Green Bay, WI metro10
- #5 of 21Iowa City, IA metro7
- #5 of 11Dubuque, IA metro7
- #9 of 29Appleton, WI metro5
- #8 of 13Marinette, WI-MI metro4
And 30 more areas
- #3 of 8Platteville, WI metro4
- #3 of 6Muscatine, IA metro4
- #28 of 53Des Moines-West Des Moines, IA metro3
- #11 of 26Oshkosh-Neenah, WI metro3
- #8 of 23Wausau, WI metro3
- #7 of 20Waterloo-Cedar Falls, IA metro3
- #9 of 29Cedar Rapids, IA metro2
- #8 of 19Eau Claire, WI metro2
- #7 of 16Traverse City, MI metro2
- #1 of 9Pella, IA metro2
- #3 of 8Marquette, MI metro2
- #5 of 7Alpena, MI metro2
- #28 of 64Denver-Aurora-Centennial, CO metro1
- #5 of 23Naples-Marco Island, FL metro1
- #5 of 19Stevens Point-Plover, WI metro1
- #5 of 13Manitowoc, WI metro1
- #3 of 10Burlington, IA-IL metro1
- #3 of 10Rice Lake, WI metro1
- #5 of 8Marshalltown, IA metro1
- #3 of 8Petoskey, MI metro1
- #4 of 7Sault Ste. Marie, MI metro1
- #6 of 6Escanaba, MI metro1
- #3 of 5Fort Madison, IA metro1
- #1 of 5Oskaloosa, IA metro1
- #77 of 196Wisconsin46
- #57 of 142Iowa36
- #107 of 199Michigan15
- #67 of 172Minnesota14
- #86 of 182Florida1
- #40 of 103Colorado1
Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. It’s about rates only, not safety, service or who can join.
By product
How each product scores
How its rates compare with every U.S. bank and credit union. Open a product to see them.
CDs
93top 5% nationally
| Term | Its rate | Beats | U.S. median | Top 25% atTop 25% | Top 10% at |
|---|---|---|---|---|---|
| 3-8 months | 3.50% | 50% | 3.50% | 3.82% | 4.05% |
| 9-15 months | 4.10% | 83% | 3.70% | 4.00% | 4.25% |
| 16-30 months | 4.25% | 92% | 3.35% | 3.85% | 4.20% |
| 31-60 months | 4.70% | 99% | 3.05% | 3.65% | 4.07% |
| Qualified | 4.70% | 98% | 3.85% | 4.15% | 4.35% |
Best rates 95.6 · all terms 85.0 → 91.4 → 93
Savings
78beats 46% nationally
| Balance | Its rate | Beats | U.S. median | Top 25% atTop 25% | Top 10% at |
|---|---|---|---|---|---|
| $1,000 | 0.15% | 45% | 0.20% | 0.50% | 1.51% |
| $10,000 | 0.20% | 27% | 0.50% | 1.15% | 2.20% |
| $100,000 | 0.20% | 18% | 1.00% | 2.01% | 2.93% |
| Qualified | 2.50%counts as 1.35% | 75% | 0.60% | 1.31% | 2.43% |
Best rates 51.2 · all balances 38.5 → 46.1 → 78
Auto loans
Not scoredCredit cards
73beats 34% nationally
| Card | Its rate | Beats | U.S. median | Top 25% atTop 25% | Top 10% at |
|---|---|---|---|---|---|
| Purchase APR | 11.90% | 36% | 10.90% | 9.90% | 8.90% |
Best rates 35.5 · all rates 35.5 → 35.5 → 73
Where the score could improve
- Savings, $10,0001.15%0.20% today, higher than 27% of U.S. institutions. 1.15% would reach the top quarter; 2.20% the top 10%.
- Savings, $100,0002.01%0.20% today, higher than 18% of U.S. institutions. 2.01% would reach the top quarter; 2.93% the top 10%.
- Savings, $1,0000.50%0.15% today, higher than 45% of U.S. institutions. 0.50% would reach the top quarter; 1.51% the top 10%.
Scores update as rates change. Institutions can correct a rate we show; payment never changes a score.
Method
How the score works
- Each product gets a standingWe compare its CD, savings, auto loan and credit card rates with every bank and credit union in the U.S. and give each product a standing out of 100. Its best rates count the most. For loans and cards, lower rates rank higher.
- Its two best products set the scoreWe average its two strongest products. Each extra product it publishes adds 1.5 points, so sharing more rates can only help.
- Its rank puts it on the 60–99 scaleWe rank that number against every scored bank and credit union in the country to get a score from 60 to 99. The top quarter earn Top Carrot.
How Nicolet National Bank got its score
Its products stand at 91.4 for CDs, 46.1 for savings and 35.5 for credit cards, out of 100. Its best two, CDs and savings, average 68.8. Publishing three products adds 1.5, for 70.3. That puts it in the top 41% nationally: a Carrot Score of 82.
The fine print: inside each product, its best rates make up 60% of its standing and all its rates the rest. Its best rates are its two best CD terms, its $10,000 and Qualified savings or money market rates, the better of its new and used auto loan rates, and its credit card purchase rate. The Qualified rate is the best $10,000 rate you can get by opening another account or meeting monthly requirements (or the standard rate, if that’s higher). Rates that need monthly activity get half credit for the extra they pay, and rates that need a combined balance count only from that balance. We subtract monthly fees and count an intro rate at what it earns over a full year. Accounts for kids, students, seniors, businesses, IRAs and health savings aren’t scored.