Credit union · NCUA insured
NGM Employees FCU Savings Rates
NGM Employees FCU’s best savings rate is 0.75% APY on $10,000, with its High Yield Savings. Rates checked October 22, 2026.
How NGM Employees FCU’s savings rates compare
Compared with banks and credit unions near Keene, NH, where NGM Employees FCU has the most branches. $10,000, best rate first.
This credit union’s best
NGM Employees FCU
0.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $75
High Yield Savings
Top rate
GFA FCU
3.25%APY
- Minimum
- $500
- Earns on $10,000 a year
- $325
2nd-highest rate
Mascoma Bank
0.75%APY
- Minimum
- $0.01
- Earns on $10,000 a year
- $75
NGM Employees FCU savings score
83
Savings score
Higher than 62% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0002.50%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where NGM Employees FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Yield Savings
0.75%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.20% | — |
| $10,000 – $25,000 | 0.75% | $75 |
| $25,000 – $50,000 | 1.50% | — |
| $50,000 – $100,000 | 2.00% | — |
| $100,000 and up | 2.50% | — |
Sources (1)
- ngmcu.com/rates · captured Sep 19, 2026
Share Savings
0.20%APY
Dividends are calculated and compounded daily, then credited quarterly. $25.00 initial membership fee remains in savings as ownership in the CU.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.20% | $20 |
Special-purpose accounts
Christmas Club Savings
0.30%APY
Automatically deposited into Share Savings each year on October 1st. Penalties for early withdrawal apply. Deposits can be made in person, online or with direct deposit.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.30% | $30 |
Vacation Club
0.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25 and up | 0.20% | $20 |
Sources (1)
- ngmcu.com/rates · captured Sep 19, 2026
Who can join NGM Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership includes individuals associated with Main Street America Group and select vendors.
Family and household
- Family members of eligible employees (including spouse/partner, child/grandchild, parents/siblings/grandparents) are eligible to join.
Membership information collected October 4, 2026.