Bank · FDIC insured
New Valley Bank & Trust CD Rates
New Valley Bank & Trust’s best CD rate is 3.00% APY on a 5-year CD. Terms run from 3 months to 5 years. Rates checked October 15, 2026.
How New Valley Bank & Trust’s CD rates compare
Compared with banks and credit unions near Springfield, MA, where New Valley Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
New Valley Bank & Trust
3.00%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $1,593
Certificates of Deposit
Top rate
Freedom Credit Union
4.50%APY
- Term
- 15 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $566
2nd-highest rate
MASSMUTUAL
4.33%APY
- Term
- 15 months
- Requires
- Conditions apply
- Minimum
- $500
- Earns on $10,000
- $544
New Valley Bank & Trust CD score
65
CD score
Higher than 15% of U.S. banks and credit unions
- 3–8 months3–8 mo0.15%
- 9–15 months9–15 mo0.20%
- 16–30 months16–30 mo2.50%
- 31–60 months31–60 mo3.00%
- QualifiedQualified3.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where New Valley Bank & Trust ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.00%APY · 9 terms
Interest is compounded daily and credited monthly. An interest penalty may be imposed for early withdrawals for time deposits and IRAs. Minimum to open $500.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.10% | $2 |
| 6 months | 0.15% | $7 |
| 9 months | 0.15% | $11 |
| 12 months | 0.20% | $20 |
| 18 months | 0.25% | $38 |
| 24 months | 2.50% | $506 |
| 36 months | 2.75% | $848 |
| 48 months | 2.75% | $1,146 |
| 60 months | 3.00% | $1,593 |
Sources (2)
All captured Sep 25, 2026
Special-purpose accounts
IRA Certificate of Deposit
Up to 3.00%APY · 9 terms
Rates offered are subject to change without notice. Rates may change after account is opened. A penalty may be imposed for early withdrawals for time deposits and IRA's. You must maintain the minimum balance daily to earn the disclosed annual percentage yield.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.10% | $2 |
| 6 months | 0.15% | $7 |
| 9 months | 0.15% | $11 |
| 12 months | 0.20% | $20 |
| 18 months | 0.25% | $38 |
| 24 months | 2.50% | $506 |
| 36 months | 2.75% | $848 |
| 48 months | 2.75% | $1,146 |
| 60 months | 3.00% | $1,593 |
Sources (2)
All captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.