Credit union · NCUA insured
New Dimensions Federal Credit Union Auto Loan Rates
New Dimensions Federal Credit Union auto loans start at 5.99% APR for a new vehicle and 5.99% for a used one. Rates checked October 15, 2026.
How New Dimensions Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Augusta, ME, where New Dimensions Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
New Dimensions Federal Credit Union
5.99%APR
- Terms
- up to 60 months
Auto Secured Loans (Non-Real Estate)
Lowest rate
Trademark Federal Credit Union
4.09%APR
- Terms
- —
2nd-lowest rate
University Credit Union
4.24%APR
- Terms
- 37–60 months
New Dimensions Federal Credit Union auto loan score
66
Auto loan score
Higher than 17% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed5.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where New Dimensions Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Secured Loans (Non-Real Estate)
Available for new and used cars, trucks, and refinancing existing auto loans. Up to 120% financing available based on credit score (JD Power or MSRP). Membership eligibility required. A 0.25% rate discount is available with automatic payments.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.49% | Rate is as low as; APR varies based on credit score and selected term. Monthly payment per $1,000 borrowed is $30.19. |
| up to 48 months | 5.74% | Rate is as low as; APR varies based on credit score and selected term. Monthly payment per $1,000 borrowed is $23.37. |
| up to 60 months | 5.99% | Rate is as low as; APR varies based on credit score and selected term. Monthly payment per $1,000 borrowed is $19.33. |
| up to 72 months | 6.49% | Rate is as low as; APR varies based on credit score and selected term. 72-month term is for loans $15,000 or greater. Monthly payment per $1,000 borrowed is $16.81. |
| up to 84 months | 7.99% | Rate is as low as; APR varies based on credit score and selected term. 84-month term is for loans $25,000 or greater and limited to borrowers with A+, A, B or C credit scores. Monthly payment per $1,000 borrowed is $15.58. |
Sources (2)
All captured Oct 15, 2026
Who can join New Dimensions Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Field of membership covers specified service areas in Franklin, Waldo, Kennebec, and Somerset counties.
Membership information collected October 4, 2026.