Credit union · NCUA insured
Navigant Credit Union Auto Loan Rates
Navigant Credit Union auto loans start at 5.99% APR for a new vehicle and 6.24% for a used one. Rates checked October 22, 2026.
How Navigant Credit Union’s auto loan rates compare
Compared with banks and credit unions near Providence, RI-MA, where Navigant Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Navigant Credit Union
5.99%APR
- Terms
- up to 66 months
- Discount
- Included in the rate
Auto Loan
Lowest rate
Shoreham Bank
3.99%APR
- Terms
- up to 78 months
- Discount
- None included
2nd-lowest rate
St. Anthony of Padua FCU
3.99%APR
- Terms
- up to 72 months
- Discount
- None included
Navigant Credit Union auto loan score
65
Auto loan score
Higher than 13% of U.S. banks and credit unions
- New vehicleNew5.99%
- Used vehicleUsed6.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Navigant Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Effective date: 10/22/2026. Rates dependent on term and credit history. Rates advertised are the lowest rates available and include a 0.25% deduction for auto-pay from a Navigant Credit Union checking account. Not all borrowers will qualify for the lowest rate. Interest rate and maximum loan term will be determined by individual creditworthiness. Rates are subject to change without notice.
| Terms | APR | Conditions |
|---|---|---|
| up to 66 months | 5.99% | NEW 2025-2026 model year; includes 0.25% auto-pay deduction from Navigant CU checking |
| up to 75 months | 6.34% | NEW 2025-2026 model year; includes 0.25% auto-pay deduction from Navigant CU checking |
| up to 84 months | 7.34% | NEW 2025-2026 model year; includes 0.25% auto-pay deduction from Navigant CU checking |
| up to 66 months | 6.24% | 2022-2023 model year; includes 0.25% auto-pay deduction from Navigant CU checking |
| up to 75 months | 6.59% | 2022-2023 model year; includes 0.25% auto-pay deduction from Navigant CU checking |
| up to 84 months | 7.59% | 2022-2023 model year; includes 0.25% auto-pay deduction from Navigant CU checking |
| up to 66 months | 6.74% | 2019-2021 model year; includes 0.25% auto-pay deduction from Navigant CU checking |
| up to 75 months | 7.09% | 2019-2021 model year; includes 0.25% auto-pay deduction from Navigant CU checking |
| up to 66 months | 7.74% | 2016-2018 model year; includes 0.25% auto-pay deduction from Navigant CU checking |
| up to 75 months | 8.74% | 2016-2018 model year; includes 0.25% auto-pay deduction from Navigant CU checking |
| up to 66 months | 8.74% | 2015 and Older model year; includes 0.25% auto-pay deduction from Navigant CU checking |
| up to 75 months | 9.99% | 2015 and Older model year; includes 0.25% auto-pay deduction from Navigant CU checking |
Sources (1)
- navigantcu.org/personal/lending/vehicle-loans · captured Oct 22, 2026
Who can join Navigant Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.