Credit union · NCUA insured
St. Anthony of Padua FCU Auto Loan Rates
St. Anthony of Padua FCU auto loans start at 3.99% APR for a new vehicle and 7.99% for a used one. Rates checked October 15, 2026.
How St. Anthony of Padua FCU’s auto loan rates compare
Compared with banks and credit unions near Providence, RI-MA, where St. Anthony of Padua FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
St. Anthony of Padua FCU
3.99%APR
- Terms
- up to 72 months
New Auto Loans
Lowest rate
Shoreham Bank
3.99%APR
- Terms
- up to 78 months
3rd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
St. Anthony of Padua FCU auto loan score
86
Auto loan score
Higher than 75% of U.S. banks and credit unions
- New vehicleNew3.99%
- Used vehicleUsed7.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where St. Anthony of Padua FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Special
Call 508-674-3019 for details.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.99% | Rates as low as 3.99% APR. Call 508-674-3019 for details. |
Sources (2)
All captured Oct 5, 2026
New Auto Loans
No down payment required for new auto loans.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 3.99% | Payment per $1000 is $18.42. No down payment required. |
| up to 72 months | 3.99% | Payment per $1000 is $15.64. No down payment required. |
Sources (2)
All captured Oct 5, 2026
Used Auto Loans – with 15% down
Requires 15% down payment for used vehicles.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.49% | Vehicles 1 – 5 years old. Payment per $1000 is $22.80. Requires 15% down payment. |
| up to 48 months | 6.99% | Vehicles 6 years or older. Payment per $1000 is $23.92. Requires 15% down payment. |
| up to 60 months | 7.99% | Payment per $1000 is $20.27. Requires 15% down payment. |
Sources (2)
All captured Oct 5, 2026
Who can join St. Anthony of Padua FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to persons who live, work, worship, or attend school in Fall River, Somerset, Swansea, Westport, or Freetown, Massachusetts, or Tiverton or Little Compton, Rhode Island.
Membership information collected October 5, 2026.