Credit union · NCUA insured
National JACL Credit Union Auto Loan Rates
National JACL Credit Union auto loans start at 5.64% APR for a new vehicle and 5.29% for a used one. Rates checked October 22, 2026.
How National JACL Credit Union’s auto loan rates compare
Compared with banks and credit unions near Salt Lake City, UT, where National JACL Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
National JACL Credit Union
5.64%APR
- Terms
- up to 60 months
Auto Loans
Lowest rate
Utah Power Credit Union
3.79%APR
- Terms
- —
2nd-lowest rate
Hercules First Federal Credit Union
3.84%APR
- Terms
- up to 60 months
National JACL Credit Union auto loan score
75
Auto loan score
Higher than 40% of U.S. banks and credit unions
- New vehicleNew5.64%
- Used vehicleUsed5.29%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where National JACL Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Flexible terms up to 84 months. Discounts available for account relationships, large down payment, and having Premier VISA Card. Best rates shown; rates may be higher depending on credit history and underwriting criteria.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.14% | New Auto - 36 month term. Year of vehicle 2022-2024. Rate type Fixed. |
| up to 60 months | 5.64% | New Auto - 60 month term. Year of vehicle 2022-2024. Rate type Fixed. |
Electric Vehicles (EV) Loans
For 2020 or newer Electric Vehicles. Features a .35% discount off regular auto loan rates.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.29% | For members with excellent credit, 60 month term, on 2020 or newer Electronic Vehicles. |
Who can join National JACL Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.