Bank · FDIC insured
National Bank of Middlebury Auto Loan Rates
National Bank of Middlebury auto loans start at 8.00% APR for a new vehicle. Rates checked October 22, 2026.
How National Bank of Middlebury’s auto loan rates compare
Compared with banks and credit unions near Burlington, VT, where National Bank of Middlebury has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
National Bank of Middlebury
7.80%APR
- Terms
- up to 60 months
- Up to
- 9.30% APR
- Discount
- Included in the rate
New auto or recreational vehicle loans
Lowest rate
NorthCountry Federal Credit Union
4.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
2nd-lowest rate
EastRise Credit Union
5.05%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
National Bank of Middlebury auto loan score
60
Auto loan score
Higher than 1% of U.S. banks and credit unions
- New vehicleNew8.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where National Bank of Middlebury ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New auto or recreational vehicle loans
Add 0.50% to all interest rates without automatic payment. Up to 100% financing on new automobiles. Up to 75% financing on new recreational vehicles. Rates and APRs determined based on TransUnion (Empirica) credit score.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 7.80%–9.30% | Requires automatic payment for stated APR range; add 0.50% to interest rate without automatic payment. Rates vary by credit score. |
| up to 72 months | 8.00%–9.50% | Requires automatic payment for stated APR range; add 0.50% to interest rate without automatic payment. Rates vary by credit score. |
| up to 84 months | 8.00%–9.50% | Requires automatic payment for stated APR range; add 0.50% to interest rate without automatic payment. Rates vary by credit score. |
Sources (1)
- nbmvt.com/personal/personal-loans/auto-loans · captured Oct 3, 2026
Used auto or recreational vehicle loans
Add 0.50% to all interest rates without automatic payment. Add 1% to the interest rate if the vehicle is older than 4 years. Up to 80% financing of JD Power Buy from Dealer high price for used automobiles. Up to 75% financing of JD Power Buy from Dealer average price of used recreational vehicles. Rates and APRs determined based on TransUnion (Empirica) credit score.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 7.97%–9.48% | Requires automatic payment for stated APR range; add 0.50% to interest rate without automatic payment. Add 1% to interest rate if vehicle is older than 4 years. Rates vary by credit score. |
Sources (1)
- nbmvt.com/personal/personal-loans/auto-loans · captured Oct 3, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.