Credit union · NCUA insured
Nassau Financial Federal Credit Union Savings Rates
A $336.4M credit union headquartered in East Meadow, NY, with 14,275 members and 6 branches in New York.
How Nassau Financial Federal Credit Union’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Nassau Financial Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Nassau Financial Federal Credit Union
0.05%APY
- Requires
- None
- Minimum
- $0
- Earns on $10,000 a year
- $5
IRA
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
SmartSaver IRA
0.05%APY
Tiered structure IRA savings account.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance to earn APY. | 0.05% | $5 | No minimum balance to earn APY. |
| $5,000 and up | 0.05% | $5 | |
| $25,000 and up | 0.05% | — | |
| $50,000 and up | 0.05% | — | |
| $75,000 and up | 0.15% | — |
Sources (2)
All captured Sep 17, 2026
IRA
0.05%APY
Traditional and Roth IRA options available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance to earn APY.Any balance | 0.05% | $5 | No minimum balance to earn APY. |
Sources (3)
- nassaufinancial.org/individual-retirement-account-ira
- nassaufinancial.org/personal/bank/savings
- nassaufinancial.org/personal/borrow/rates
All captured Sep 17, 2026
Regular & Youth Shares
0.05%APY
A $5 deposit into a Share Savings Account is required for membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upMinimum balance to earn APY is $5 Adults / $5 Youth.$5 and up | 0.05% | $5 | Minimum balance to earn APY is $5 Adults / $5 Youth. |
Sources (2)
All captured Sep 17, 2026
Savers Pro
0.05%APY
From age 0 – 22. An adult age 18+ must be on the account with the minor. UTMA/UGMA not eligible. New share accounts only. Limit one Savers Pro Account per Member. Initial $5 minimum opening deposit is provided to Savers Pro Youth Savings Members as a special account opening offer.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $5 and upAge 0 thru 11.$5 and up | 0.05% | $5 | Age 0 thru 11. |
Sources (2)
All captured Sep 17, 2026
Club Accounts
0.01%APY
Includes Holiday and Vacation Club Accounts. Renews each year. Vacation Club provides up to four withdrawals any time throughout the year at no charge.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance to earn APY.Any balance | 0.01% | $1 | No minimum balance to earn APY. |
Sources (2)
All captured Sep 17, 2026
Who can join Nassau Financial Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or volunteer in Nassau County and portions of Suffolk County, New York are eligible for membership.
Family and household
- Eligible members of the immediate family (including stepparents, stepchildren, step-siblings, and adoptive relationships) or household of qualifying individuals are eligible for membership.
Membership information collected October 5, 2026.