Credit union · NCUA insured
Nassau Financial Federal Credit Union Credit Card Rates
Nassau Financial Federal Credit Union credit card rates start at 12.99% APR. Rates checked October 16, 2026.
How Nassau Financial Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where Nassau Financial Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Nassau Financial Federal Credit Union
– –
No ongoing APR published
Lowest rate
Fox Federal Credit Union
6.95%APR
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Credit Card
Rate shown requires Direct Deposit OR AutoPay. Minimum line of credit $500; maximum line of credit $40,000. Membership is open to those who live, work, worship, volunteer, or go to school in Nassau and portions of Suffolk County, NY, as well as immediate family members and those who reside with current Members. A $5 deposit into a Share Savings Account is required for membership.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.99% | None | Rate shown requires Direct Deposit OR AutoPay. |
| Intro, 12 months | 1.75% | None | Introductory rate fixed for the first 12 months, then prevailing variable rate based on Wall Street Journal Prime Rate plus margin with a cap of 17.9%. Rate shown requires Direct Deposit OR AutoPay. |
Sources (2)
All captured Oct 5, 2026
Visa Platinum Card
Rate shown requires Direct Deposit OR AutoPay. Minimum line of credit $500; maximum line of credit $40,000. Membership is open to those who live, work, worship, volunteer, or go to school in Nassau and portions of Suffolk County, NY, as well as immediate family members and those who reside with current Members. A $5 deposit into a Share Savings Account is required for membership.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 1.75% | None | Introductory purchase rate fixed for the first 12 months, then prevailing variable rate based on Wall Street Journal Prime Rate plus margin with a cap of 17.9%. Requires Direct Deposit OR AutoPay. |
| Intro, 18 months | 0.00% | None | Introductory balance transfer rate for the first 18 months, then prevailing variable rate applies. A 4.99% balance transfer fee applies; minimum balance transfer is $1,000. Requires Direct Deposit OR AutoPay. |
No ongoing APR is published for this card, only the rate above.
Sources (2)
All captured Oct 5, 2026
Visa Platinum Plus Card
Rate shown requires Direct Deposit OR AutoPay. Minimum line of credit $500; maximum line of credit $40,000. Membership is open to those who live, work, worship, volunteer, or go to school in Nassau and portions of Suffolk County, NY, as well as immediate family members and those who reside with current Members. A $5 deposit into a Share Savings Account is required for membership.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 1.75% | None | Introductory purchase rate fixed for the first 12 months, then prevailing variable rate based on Wall Street Journal Prime Rate plus margin with a cap of 17.9%. Requires Direct Deposit OR AutoPay. |
| Intro, 18 months | 0.00% | None | Introductory balance transfer rate for the first 18 months, then prevailing variable rate applies. A 4.99% balance transfer fee applies; minimum balance transfer is $1,000. Requires Direct Deposit OR AutoPay. |
No ongoing APR is published for this card, only the rate above.
Sources (3)
- nassaufinancial.org/personal/borrow/credit-cards
- nassaufinancial.org/personal/borrow/mortgages
- nassaufinancial.org/personal/borrow/rates
All captured Oct 5, 2026
Who can join Nassau Financial Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, attend school, or volunteer in Nassau County and portions of Suffolk County, New York are eligible for membership.
Family and household
- Eligible members of the immediate family (including stepparents, stepchildren, step-siblings, and adoptive relationships) or household of qualifying individuals are eligible for membership.
Membership information collected October 5, 2026.