Credit union · NCUA insured
Associated Credit Union Credit Card Rates
Top CarrotAssociated Credit Union credit cards start at 11.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Associated Credit Union’s credit card rates compare
Compared with banks and credit unions near Atlanta, GA, where Associated Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Associated Credit Union
11.90%APR
- Up to
- 13.90% APR
Visa PRO$PER Signature Credit Card
Lowest rate
Faith Connection FCU
8.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Family First Credit Union
8.90%APR
- Up to
- 17.90% APR
Associated Credit Union credit card score
73
Credit card score
Higher than 34% of U.S. banks and credit unions
- Purchase APRPurchase APR11.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Associated Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa PRO$PER Signature Credit Card
Standard & Peach Pass versions. Standard variable APR equals Wall Street Journal Prime rate (adjusted last day of each month with a floor of 4.00%) plus margin (4.90%, 5.90%, or 6.90%) based on creditworthiness. Maximum APR is 18.00%. Penalty APR of 18.00% may apply if 60 days past due. Minimum payment of 3% of new balance or $10.00, whichever is greater. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 4.90% | None | Promotional balance transfer offer valid August 1, 2026, through October 31, 2026, for non-ACU balances transferred. Introductory 4.9% APR for 12 months with 0% balance transfer fee. Requires $1,000 minimum transfer per card and $1,000 minimum credit limit; maximum transfer $15,000 or approved credit limit. Standard variable APR applies to unpaid balance transfer after offer ends. |
No ongoing APR is published for this card, only the rate above.
Visa Platinum Preferred Credit Card
Standard & Peach Pass versions. Fixed rate credit card based on creditworthiness. Penalty APR of 18.00% may apply if 60 days past due. Minimum payment of 3% of new balance or $10.00, whichever is greater. 25-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.00% | None | Standard fixed APR for purchases, cash advances, and balance transfers. Open-end terms. |
| Intro, 12 months | 4.90% | None | Promotional balance transfer offer valid August 1, 2026, through October 31, 2026, for non-ACU balances transferred. Introductory 4.9% APR for 12 months with 0% balance transfer fee. Requires $1,000 minimum transfer per card and $1,000 minimum credit limit; maximum transfer $15,000 or approved credit limit. Standard 17.00% fixed APR applies after offer ends. |
Who can join Associated Credit Union
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