Credit union · NCUA insured
Mt. Rainier Credit Union Auto Loan Rates
Mt. Rainier Credit Union auto loans start at 5.50% APR for a new vehicle and 6.10% for a used one. Rates checked October 22, 2026.
How Mt. Rainier Credit Union’s auto loan rates compare
Compared with banks and credit unions near Seattle, WA, where Mt. Rainier Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Mt. Rainier Credit Union
5.50%APR
- Terms
- 49–60 months
- Up to
- 17.99% APR
New Vehicles (2023 - 2026)
Lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
Mt. Rainier Credit Union auto loan score
68
Auto loan score
Higher than 21% of U.S. banks and credit unions
- New vehicleNew5.50%
- Used vehicleUsed6.10%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mt. Rainier Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Classic Car
Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 8.99%–13.99% | — |
Sources (1)
- mtrainierfcu.com/rates-fees · captured Oct 7, 2026
New Vehicles (2023 - 2026)
Up to 125% LTV; Mileage maximum: 150,000; Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.25%–16.75% | — |
| 37–48 months | 5.00%–17.50% | — |
| 49–60 months | 5.50%–17.99% | — |
| 61–72 months | 6.00%–17.99% | Loan amount $15,000 or higher |
| 73–84 months | 6.50%–17.99% | Loan amount $30,000 or higher |
Sources (1)
- mtrainierfcu.com/rates-fees · captured Oct 7, 2026
Used Vehicles (2017 - 2022)
Up to 100% LTV; Mileage maximum: 150,000; Rate based on creditworthiness and term of loan.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.85%–17.35% | — |
| 37–48 months | 5.60%–17.99% | — |
| 49–60 months | 6.10%–17.99% | — |
| 61–72 months | 6.60%–17.99% | Loan amount $15,000 or higher |
| 73–84 months | 7.35%–17.99% | Loan amount $30,000 or higher |
Sources (1)
- mtrainierfcu.com/rates-fees · captured Oct 7, 2026
Who can join Mt. Rainier Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives or works in the state of Washington.
Cost to join
- Joining requires opening a savings (share) account and depositing a minimum of $25.
Membership information collected October 4, 2026.