Credit union · NCUA insured
MSU Federal Credit Union Auto Loan Rates
Top CarrotMSU Federal Credit Union auto loan rates start at 5.74% APR. Rates checked October 16, 2026.
How MSU Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Lansing, MI, where MSU Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
MSU Federal Credit Union
– –
- Terms
- —
No ongoing APR published
Lowest rate
CASE Credit Union
4.14%APR
- Terms
- up to 84 months
2nd-lowest rate
Journey Federal Credit Union
4.49%APR
- Terms
- —
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New, Used, Refinance and Cash Out Refinance Auto Loan
Stated loan rates are available to members with qualifying credit scores. Actual rates may be higher and will be determined by a member's individual credit score, loan term, and collateral if applicable. 90-day first payment deferral available for newly funded vehicle loans (interest accrues). No application fee. No prepayment penalties.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.74% | As low as rate for qualified members with high credit scores. Actual rate depends on credit score, term, and collateral. |
| 37–48 months | 6.54% | As low as rate for qualified members with high credit scores. Actual rate depends on credit score, term, and collateral. |
| 49–60 months | 6.54% | As low as rate for qualified members with high credit scores. Actual rate depends on credit score, term, and collateral. |
| 61–72 months | 6.54% | As low as rate for qualified members with high credit scores. Actual rate depends on credit score, term, and collateral. |
| 73–84 months | 6.54% | As low as rate for qualified members with high credit scores. Actual rate depends on credit score, term, and collateral. |
New, Used, Refinance and Cash Out Refinance Motorcycles (600cc or greater)
Stated loan rates are available to members with qualifying credit scores. Actual rates may be higher and will be determined by a member's individual credit score, loan term, and collateral if applicable.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 5.74% | As low as rate for qualified members with high credit scores. Applies to motorcycles 600cc or greater. |
| 37–48 months | 6.54% | As low as rate for qualified members with high credit scores. Applies to motorcycles 600cc or greater. |
| 49–60 months | 6.54% | As low as rate for qualified members with high credit scores. Applies to motorcycles 600cc or greater. |
| 61–72 months | 6.54% | As low as rate for qualified members with high credit scores. Applies to motorcycles 600cc or greater. |
| 73–84 months | 6.54% | As low as rate for qualified members with high credit scores. Applies to motorcycles 600cc or greater. |
Who can join MSU Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.