Credit union · NCUA insured
Morrisons Cove 1st FCU Savings Rates
Morrisons Cove 1st FCU’s best savings rate is 1.00% APY on $10,000, with its Regular Share Account. Rates checked October 16, 2026.
How Morrisons Cove 1st FCU’s savings rates compare
Compared with banks and credit unions near Altoona, PA, where Morrisons Cove 1st FCU has the most branches. $10,000, best rate first.
This credit union’s best
Morrisons Cove 1st FCU
1.00%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $100
Regular Share Account
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Reliance Bank
2.00%APY
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000 a year
- $200
Morrisons Cove 1st FCU savings score
85
Savings score
Higher than 69% of U.S. banks and credit unions
- $1,000 balance$1,0001.00%
- $10,000 balance$10,0001.00%
- $100,000 balance$100,0001.00%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Morrisons Cove 1st FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Account
1.00%APY
Opening a regular share (savings) account establishes your relationship with the Credit Union. Dividends compounded and paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and paid monthly.Any balance | 1.00% | $100 | Dividends compounded and paid monthly. |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Individual Retirement Accounts (IRA)
1.50%APY
Offers both Roth and Traditional plans. Dividends compounded and paid quarterly. Minimum opening deposit of $25.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRoth and Traditional plans available. Dividends compounded and paid quarterly.Any balance | 1.50% | $150 | Roth and Traditional plans available. Dividends compounded and paid quarterly. |
Sources (2)
All captured Oct 6, 2026
Christmas Club
1.00%APY
Funds deposited are distributed on the second Tuesday of October. Penalty for early withdrawal applies. Dividends compounded and paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFunds distributed on the second Tuesday of October. Penalty for early withdrawal applies. Dividends compounded and paid monthly.Any balance | 1.00% | $100 | Funds distributed on the second Tuesday of October. Penalty for early withdrawal applies. Dividends compounded and paid monthly. |
Sources (2)
All captured Oct 6, 2026
Vacation Club
1.00%APY
Funds deposited are distributed directly to regular share account on the second Tuesday of April. Up to three (3) penalty-free withdrawals permitted during term of the Club. Dividends paid monthly at same rate as regular share account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFunds distributed to regular share account on second Tuesday of April. Up to 3 penalty-free withdrawals permitted during term. Dividends compounded and paid monthly.Any balance | 1.00% | $100 | Funds distributed to regular share account on second Tuesday of April. Up to 3 penalty-free withdrawals permitted during term. Dividends compounded and paid monthly. |
Sources (2)
All captured Oct 6, 2026
Who can join Morrisons Cove 1st FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to all employees of businesses and members of churches, organizations, or associations belonging to the Select Employee Group (SEG) list.
Family and household
- Family members—including spouse, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, stepsiblings, and adopted children—of credit union members are eligible to join.
Cost to join
- Requires opening a share (savings) account with a minimum deposit of $5; there is no joining fee.
Membership information collected October 5, 2026.