Skip to content

Credit union · NCUA insured

Midwest Coalition of Labor Credit Union (MCL) Auto Loan Rates

Top Carrot, Carrot Score 88Top Carrot

Midwest Coalition of Labor Credit Union (MCL) auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 16, 2026.

How Midwest Coalition of Labor Credit Union (MCL)’s auto loan rates compare

Compared with banks and credit unions near Chicago, IL-IN, where Midwest Coalition of Labor Credit Union (MCL) has the most branches. New vehicle, lowest advertised APR first.

  • Top Carrot, Carrot Score 88

    This credit union’s lowest

    Midwest Coalition of Labor Credit Union (MCL)

    4.75%APR

    Terms
    up to 84 months
    Discount
    None included

    Auto Loan

  • Top Carrot, Carrot Score 94

    Lowest rate

    Rock Valley Credit Union

    3.49%APR

    Terms
    —
    Discount
    None included

    Rock Valley Credit Union rates

  • 2nd-lowest rate

    PSFCU

    3.50%APR

    Terms
    up to 60 months
    Discount
    Included in the rate

    PSFCU rates

Compare auto loan rates near you →

Midwest Coalition of Labor Credit Union (MCL) auto loan score

87

Auto loan score

Higher than 76% of U.S. banks and credit unions

By vehicle
  • New vehicleNew4.75%
  • Used vehicleUsed4.75%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Midwest Coalition of Labor Credit Union (MCL) ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Midwest Coalition of Labor Credit Union (MCL)

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Union members in good standing or employees of a union included in the Midwest Coalition of Labor (MCL) are eligible for membership.
  • Members or employees associated with Teamsters Local 731 are eligible for membership.

Family and household

  • Immediate family members of eligible union members or union employees are eligible for membership.

Cost to join

  • Each member must open a savings account with an initial deposit of at least $100.00, which purchases one share of the credit union.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Midwest Coalition of Labor Credit Union (MCL) overview