Credit union · NCUA insured
Midland Credit Union Savings Rates
Top CarrotMidland Credit Union’s best savings rate is 0.35% APY on $10,000, with its Money Market Share Account. Rates checked October 16, 2026.
How Midland Credit Union’s savings rates compare
Compared with banks and credit unions near Des Moines, IA, where Midland Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Midland Credit Union
0.35%APY
- Minimum
- —
- Earns on $10,000 a year
- $35
Money Market Share Account
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Iowa Trust
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
Midland Credit Union savings score
73
Savings score
Higher than 34% of U.S. banks and credit unions
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0000.55%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Midland Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Share Account
0.35%APY
Up to six (6) free withdrawals a month; fee applies to transactions exceeding six. Max 6 preauthorized, automatic, or telephone transfers per month, with no more than 3 to a third party. Rates subject to change monthly. Minimum balance of $10,000 required to earn dividend. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $10,000 – $24,999Minimum balance required of $10,000 to earn dividend. | 0.35% | $35 | Minimum balance required of $10,000 to earn dividend. |
| $25,000 – $49,999 | 0.40% | — | |
| $50,000 – $99,999 | 0.45% | — | |
| $100,000 and up | 0.55% | — |
Sources (1)
- midlandcu.org/deposit-rates · captured Sep 18, 2026
Who can join Midland Credit Union
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