Credit union · NCUA insured
Midland Credit Union Auto Loan Rates
Top CarrotMidland Credit Union auto loans start at 4.10% APR for a new vehicle and 4.10% for a used one. Rates checked October 16, 2026.
How Midland Credit Union’s auto loan rates compare
Compared with banks and credit unions near Des Moines, IA, where Midland Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Midland Credit Union
4.10%APR
- Terms
- —
Auto Loan
2nd-lowest rate
Collins Community Credit Union
4.14%APR
- Terms
- up to 60 months
3rd-lowest rate
Des Moines Metro Credit Union
4.49%APR
- Terms
- 37–63 months
Midland Credit Union auto loan score
94
Auto loan score
Higher than 96% of U.S. banks and credit unions
- New vehicleNew4.10%
- Used vehicleUsed4.10%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Midland Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Serving members across Iowa. All loans are subject to approval; not all borrowers will qualify for lowest rate. Vehicle age, mileage, loan amount, and term may affect rate and eligibility. Extended terms require minimum loan amounts.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.10% | Rates as low as 4.10% APR for new, used, or refinanced auto loans. APR is based on creditworthiness and may vary. Example: $10,000 auto loan for 36 months at 4.10% APR has a monthly payment of $295.71. Extended terms require minimum loan amounts. |
Who can join Midland Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.