Credit union · Privately insured
Mid Cities Credit Union Credit Card Rates
Mid Cities Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Mid Cities Credit Union’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where Mid Cities Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Mid Cities Credit Union
9.90%APR
- Up to
- —
Visa Platinum
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
Mid Cities Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Mid Cities Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Share Secure Visa
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 5.99% | None | 25-day grace per iod. Minimum payment is only 3.0% of the outstanding balance. Limit up to $25,000. |
Sources (1)
- midcitiescu.org/borrow · captured Oct 7, 2026
Visa Platinum
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | No interest for the first 25 days. Minimum payment is only 3.0% of the outstanding balance. Limit up to $10,000. |
Sources (1)
- midcitiescu.org/borrow · captured Oct 7, 2026
Who can join Mid Cities Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Compton, Carson, Paramount, Norwalk, Bellflower, Lynwood, or North Long Beach (Zip code 90805).
Family and household
- Membership is open to immediate family members (mother, father, sister, brother, children, grandchildren, aunt, uncle, grandparents, brother-in-law, sister-in-law, mother-in-law, father-in-law, and significant other) of any existing Mid Cities Credit Union member.
Other ways
- Membership is open to employees of the credit union and members of their immediate families and households.
Cost to join
- A minimum $5 deposit into member savings account is required to maintain membership.
- A one-time non-refundable membership fee of $5 is required.
Membership information collected October 5, 2026.