Credit union · NCUA insured
Metro Realtors FCU Savings Rates
A $11.1M credit union headquartered in Melville, NY, with 1,599 members and 1 branch in New York.
How Metro Realtors FCU’s savings rates compare
Compared with banks and credit unions near New York, NY-NJ, where Metro Realtors FCU has the most branches. $10,000, best rate first.
This credit union’s best
Metro Realtors FCU
0.50%APY
- Requires
- None
- Minimum
- $25,000
- Earns on $10,000 a year
- —
Premium Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
HSBC USA
4.40%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $440
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Premium Money Market
Up to 1.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $25,000 – $50,000 | 0.50% | — |
| $50,000 – $100,000 | 0.75% | — |
| $100,000 and up | 1.50% | — |
Sources (1)
- mrfcu.com/Rates · captured Sep 17, 2026
Special-purpose accounts
Smarts Starts Early Youth Savings
5.00%APY
Available to minor relatives up to 21 years of age of credit union members. Proof of age and SSN required. A member parental or custodial account holder is required for minors up to 16 years of age.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 – $2,500Applies up to age 21. Accounts that maintain a minimum balance of $2500 may earn 5.0% APY on the first $2500.$2,500 – $2,500 | 5.00% | — | Applies up to age 21. Accounts that maintain a minimum balance of $2500 may earn 5.0% APY on the first $2500. |
Sources (1)
- mrfcu.com/student-loan-program…rom-alloya-corporate-fcu · captured Sep 26, 2026
Who can join Metro Realtors FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Individual REALTORS in New York State (including LIBOR and NYSAR), local boards, and employees throughout New York State are eligible for membership.
Family and household
- Immediate-related family members of REALTORS are eligible for membership.
Cost to join
- New members must open a Share-Savings account with a minimum deposit of $25; there are no joining, membership, or service fees.
Membership information collected October 5, 2026.